what's the annual mileage on the 308e Allure ? £70pm fuel sounds like 200miles / month
I think leasing maybe better than pcp atm as a precaution against inflation, pcp GFV will be devalued by inflation, so the future collateral is questionable ,
In 3 years semiconductor shortage+ukraine will be over, manufacturing capacity increased, and manufacturers trying to sell ev's to avoid penalties, that'll stem the inflation beating rises in used & new cars we see now, too.
https://www.motortrader.com/motor-t...easing-cheaper-pcp-15-popular-bevs-29-03-2022
( ... albeit article is not considering inflation )