House sharing

VincentHanna said:
Or get a buy-to-let with warranties for white goods and at least get on the ladder...
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and have you actually looked into this and added up all the fees, taxes, insurance etc. whilst renting your own place.
an buy to let you need a 25% mortgage rather than 5% for buying. Especially with new renting tax laws net year.

probably not as good as you think it is.
 
Glaucus said:
perhaps the sky will implode. if you are going to play that game, you might as well never do anything.

house prices have and will continue to beat inflation on the medium to long term. even if there are temporary dips.

by doing what he has already gone, he will carry on pricing himself out the market by waiting and being able to afford less and less over time.

so you can either suck it up and get something less than optimal, or carry on moaning and becoming financially worse off.
there is no interest from government to even attempt to sort the issue out, so no point waiting for a miracle which isn't even on the table

see and this is the issue, you haven't offered any solution, you've just moaned.
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I'm not moaning tho... giving light hearted reason why he would need 2 bedrooms in his 30s :D

My personal opinion would be never settle for a flat if you want a family and a dog, just move to a cheaper area, even if it means starting a new life.
 
Though you technically should get a buy-to-let mortgage...

...If it's your only property, realistically the mortgage company aren't going to know if you live there or not.
 
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