If you pass on going to university because of the current tuition fees, then you don't deserve to be there in the first place. The loan repayments are completely negligible, and most won't pay them back anyway.
I really don't understand the incessant moaning. They could always live in the US where some parents have to remortgage their property to be able to put their kids through university...
Or you could live in pretty much any other European country (like Scotland for example...) where university education is either free or costs a few hundred pounds, not tens of thousands.