If the man wrote your father's details down and told him it wasn't worth claiming, don't then try and screw him over later down the line. He wrote things down wrong so his error, and personality I would deny all knowledge of the incident considering he's then trying to screw for 2.5k outside of an insurance claim.
Letter from solicitor threatening county court proceedings
- Thread starter The_One
- Start date
Just because the registration was written wrong this is not a defence a court, parking tickets, police issued tickets sometimes get details incorrect but are still accepted by the court.
Your options are to deny all knowledge of any accident as long as you are certain there are no witnesses, cameras, your dad didn't write anything down and hand it to other driver etc.
Or pass it to your insurance company to deal with.
It is a bit of a **** take that the other driver is trying to get some £££ 18 month down the line, but that is the society we live in these days
On the flip side, i would be advising your dad not to get worked up, that's why we have insurance and to let them battle it out if it comes to that, all your dad will be asked to do is probably make a statement to his insurance company.
Your options are to deny all knowledge of any accident as long as you are certain there are no witnesses, cameras, your dad didn't write anything down and hand it to other driver etc.
Or pass it to your insurance company to deal with.
It is a bit of a **** take that the other driver is trying to get some £££ 18 month down the line, but that is the society we live in these days
On the flip side, i would be advising your dad not to get worked up, that's why we have insurance and to let them battle it out if it comes to that, all your dad will be asked to do is probably make a statement to his insurance company.
I suspect someone has actually responded to one of those "Hello...........I believe you were involved in an accident....is that right?" calls.
Ambulance chasing doing it's thing, badly as normal.
It is likely your father will have legal advice as part of his home insruances. It might be worth consulting that but based on the date provided I would right back with something similar to suggested above.
Ambulance chasing doing it's thing, badly as normal.
It is likely your father will have legal advice as part of his home insruances. It might be worth consulting that but based on the date provided I would right back with something similar to suggested above.
How wrong is the registration? Totally different or an F swapped with an E for instance? Do they actually reference a make, model or style?
The problem you have is that they evidently have the address because he handed it over at the scene as you say he did, they can't get that from a wrong registration, which could make for tough questions down the line if the approach of "I have no idea what you're talking about, I have no knowledge of car AB01 CDE" rapidly turns into "Sorry, typo, it was AB01 CDF" which is in fact his car.
The problem you have is that they evidently have the address because he handed it over at the scene as you say he did, they can't get that from a wrong registration, which could make for tough questions down the line if the approach of "I have no idea what you're talking about, I have no knowledge of car AB01 CDE" rapidly turns into "Sorry, typo, it was AB01 CDF" which is in fact his car.
No matter what you are always covered 3rd party, but they can then try to reclaim costs from you, so not ideal. They can and will cancel the fully comp side of the policy though.
Though if he has a medical condition with memory I doubt they would.
Slightly concerned in threads like this the amount of people that openly advocate lying, yet themselves would go mental if someone bumped into them and drove off.
Yes the claiming guy should have straightway contacted his insurance but doesn't make his claim any less valid, purely means he broke the agreement with the insurance regards telling them off all accidents in a timely fashion.
Usually your insurers say to ignore these or send it to them.
Or it's a scam. Either way don't reply or you might end up much worse off.
If it was ages ago and the damage has now been repaired, it won't go anywhere though. They need some kind of evidence or a witness. Which is why you need to swap details and do it there and then, take photos etc.
Obviously if it's a proper smash and the cars aren't going anywhere it's a different matter.
Or it's a scam. Either way don't reply or you might end up much worse off.
If it was ages ago and the damage has now been repaired, it won't go anywhere though. They need some kind of evidence or a witness. Which is why you need to swap details and do it there and then, take photos etc.
Obviously if it's a proper smash and the cars aren't going anywhere it's a different matter.
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Agreed. But unless the OP is 100% sure the other party has no evidence lying could get you in some serious trouble. What if it went to court your stood there sticking to the lie it wasnt you and they pull out some photos. Obviously it wouldn't go that far as evidence had to be shown before hand but you get the point pretty sure insurance would sky rocket for a while for them. Would it be classed as fraud?
@The_One you mentioned the accident was during merging traffic, this would more than likely be a 50/50 decision, an insurance company is unlikely to be able to prove who was supposed to have gone first etc, so you do have that to go on.
Does your dad remember if there were any witnesses who had stopped, presumably they would have given their details to him as well.
Even though a small claims court works on balance of probabilities, it doesn't sound like this scumbag solicitor company has much to go on apart from a threatening letter.
Does your dad remember if there were any witnesses who had stopped, presumably they would have given their details to him as well.
Even though a small claims court works on balance of probabilities, it doesn't sound like this scumbag solicitor company has much to go on apart from a threatening letter.
Where does the other guy live? If I got a letter back saying you'd deny all knowledge, especially if it specifically denied owning the car, I would just pop round to investigate. In this case I would discover the simple error in the reg and re-issue the original demand, maybe with an added line about the attempt to dodge.
Depends how strong your morals are and how good a liar you can be.
Easy to claim that the mystery black vauxhall hit the claimant, hence the reg and you gave your details as a witness if needed.
I always suspect the timing when I hear of things like this.
Suddenly, a few weeks before Christmas, you dad gets a threatening letter asking for a large sum of money.
To me that screams a chancer who's skint but wants a good Christmas
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I had a similar thing a few weeks ago. Dashcams are a must - front and back at the very least
Hardly drove off, it was agreed the dalamage was minor so then don't go home and change your mind after listening to people tell you that you should have claimed
In this case, all the dashcam would do is prove that his dad did bump the guys car and probably show him handing over his name and address to boot
Whilst the bloke might be a 'chancer' looking for a Christmas bonus, the OPs dad HAS hit his car. If the roles were reversed and the OP was posting here about someone claiming to not have been involved in an accident they had even handed over their details for at the time, I suspect most of the posts would be fairly derogatory.
Sorry i could have swore i replied to d_brennen.
In this case, all the dashcam would do is prove that his dad did bump the guys car and probably show him handing over his name and address to boot
Whilst the bloke might be a 'chancer' looking for a Christmas bonus, the OPs dad HAS hit his car. If the roles were reversed and the OP was posting here about someone claiming to not have been involved in an accident they had even handed over their details for at the time, I suspect most of the posts would be fairly derogatory.
This is my thinking as well. Hypocrisy is strong. Seriously the only correct course of action is to pass it onto the insurance.
Sorry, I didn't know on an open forum there are 1-1 conversations you are not allowed to add your opinion on.
