You haven't done something daft like use all the connections thinking its faster or got RAR/PAR processing happening on a low power box with a mechanical drive, or added 10k of items in the queue without tweaking the headers option, or run it over OpenVPN (single threaded despite your client using multiple connections), just you should get near line speed.
connections are set to something like 20 which isn’t too high I thought. No processing in the background and no VPN. I have maxed out the connection before on these settings.
I’m not sure what tweaking the headers option is but I have never had this problem before, it seems that the speed has been limited.