Am increasingly reading more an more of a bear market approaching. Vaccine impact overhyped, US regime change which will pursue anti-capitalist agenda (relatively speaking) and a realisation that a lot of the market is overvalued. One of those factors isn't new but the other two are. Time to hold your nerve? Most of my investments are not designed to be assessed over the short term so I'm not too bothered but it's a nervy time! Seems to be a fair bit of sentiment towards gold also.