I30N Fastback insurance.

SkodaMart · 3 Apr 2021 at 19:47

Can anyone please tell me why I’m getting cheaper quotes for a Hyundai I30N fastback than I am a 1.0 Honda Civic?
Seems crazy to me.
I’ve been quoted £260 fully comp with zero excess.

DRZ · 3 Apr 2021 at 19:49

Because their risk models clearly show you're less likely to claim if you drive an I30N than a 1.0 Civic.

paradigm · 3 Apr 2021 at 20:06

Back in 2016 when I bought my S3 Saloon, I had originally specced a 2.0 TFSI Quattro A3 instead. I found that insurance was almost double, so figured what the hell and ordered the S3 instead!

Insurance is odd.

SkodaMart · 3 Apr 2021 at 20:08

So is the Hyundai a ‘low risk’ performance car?
Could I aspire to one without my front door getting kicked in in the middle of the night?

Hxc · 3 Apr 2021 at 21:05

I would be very surprised if someone kicked in your front door for an i30, but I could well be wrong.

dlockers · 3 Apr 2021 at 21:08

Hxc said:
I would be very surprised if someone kicked in your front door for an i30, but I could well be wrong.

I30N fastback.

But yeah, insurance is a proper random number generator. However a car that's barely sold from a brand that doesn't attract the yobs like the A250s/A35s do is likely to have a lot less issues.

DanF · 3 Apr 2021 at 22:19

yeah noticed it has really low insurance costs as well. It's 1/4 of the price of insuring an m140i for me. Will be interesting to see the pricing for the i20n which should be out in the next 1-2 months.

There's a bunch of ex fleet/demo i30n's being sold at the moment. At least half have gone in the last few days.

SkodaMart · 3 Apr 2021 at 22:23

DanF said:
yeah noticed it has really low insurance costs as well. It's 1/4 of the price of insuring an m140i for me. Will be interesting to see the pricing for the i20n which should be out in the next 1-2 months.

There's a bunch of ex fleet/demo i30n's being sold at the moment. At least half have gone in the last few days.

They seem to have incredible real world performance, despite being on the heavy side.
I must admit I’m tempted as my ICE swansong.

koooowweeee · 4 Apr 2021 at 21:46

SkodaMart said:
So is the Hyundai a ‘low risk’ performance car?
Could I aspire to one without my front door getting kicked in in the middle of the night?

People in Manchester get there doors kicked in for half a kabab

Hyburnate · 4 Apr 2021 at 21:49

My i30N was very low on insurance, and also yeah they're not massively stolen, certainly not as likely as an Audi, VW or Ford. But they are very much liked for a Jewellery heist

Nasher · 4 Apr 2021 at 21:54

Pretty much any 4 door/seat performance car sold in large numbers is going to have a high premium.

SkodaMart · 4 Apr 2021 at 21:55

koooowweeee said:
People in Manchester get there doors kicked in for half a kabab

Cheap insurance where I am, but you are correct. It’s a toilet.

SkodaMart · 4 Apr 2021 at 21:56

Nasher said:
Pretty much any performance car sold in large numbers is going to have a high premium.

The premium is extremely cheap, £260.
I’m more concerned about the G/F getting jumped for the keys or whatever.

Nasher · 4 Apr 2021 at 21:57

SkodaMart said:
The premium is extremely cheap, £260.
I’m more concerned about the G/F getting jumped for the keys or whatever.

I don't think they were sold in large numbers

SkodaMart · 4 Apr 2021 at 21:58

Hyburnate said:
My i30N was very low on insurance, and also yeah they're not massively stolen, certainly not as likely as an Audi, VW or Ford. But they are very much liked for a Jewellery heist

Sort of like the MK1 vRS whilst everyone was still laughing at Skoda, they where actually a very good car as far as the MK4 Golf went.
I was working for Neil Simpson Skoda talking about the MK1 he said the power output was above the quoted 180bhp to put Skoda on the map.
It did, it was (VW) Skodas first serious car.

SkodaMart · 4 Apr 2021 at 21:59

Nasher said:
I don't think they were sold in large numbers

I30Ns ?

Nasher · 4 Apr 2021 at 22:02

SkodaMart said:
I30Ns ?

Yep. https://www.howmanyleft.co.uk/?utf8=✓&q=i30n

Hyburnate · 4 Apr 2021 at 22:02

SkodaMart said:
Sort of like the MK1 vRS whilst everyone was still laughing at Skoda, they where actually a very good car as far as the MK4 Golf went.
I was working for Neil Simpson Skoda talking about the MK1 he said the power output was above the quoted 180bhp to put Skoda on the map.
It did, it was (VW) Skodas first serious car.

Exactly that.

As it seems you're pretty keen on getting one.

Just make sure you run it through the gears, some have a 5th to 6th synchro issue... that is your only thing to look out for as they're pretty damn reliable, I didn't have a single issue in my two years of ownership.

SkodaMart · 4 Apr 2021 at 22:04

Hyburnate said:
Exactly that.

As it seems you're pretty keen on getting one.

Just make sure you run it through the gears, some have a 5th to 6th synchro issue... that is your only thing to look out for as they're pretty damn reliable, I didn't have a single issue in my two years of ownership.

Thanks, yes they are certainly on my radar.
I’ve not seen anything else I like better CTR just too OTT, especially for Manchester.

SkodaMart · 4 Apr 2021 at 22:05

Nasher said:
Yep. https://www.howmanyleft.co.uk/?utf8=✓&q=i30n

Wow!

turbot1984 · 4 Apr 2021 at 22:12

SkodaMart said:
Wow!

As @paradigm has said insurance is odd... i once got £360 on an M3 ... the insurance gods are sometimes random!