I30N Fastback insurance.

SkodaMart · 3 Apr 2021 at 19:47

Can anyone please tell me why I’m getting cheaper quotes for a Hyundai I30N fastback than I am a 1.0 Honda Civic?
Seems crazy to me.
I’ve been quoted £260 fully comp with zero excess.

SkodaMart · 3 Apr 2021 at 20:08

So is the Hyundai a ‘low risk’ performance car?
Could I aspire to one without my front door getting kicked in in the middle of the night?

SkodaMart · 3 Apr 2021 at 22:23

DanF said:
yeah noticed it has really low insurance costs as well. It's 1/4 of the price of insuring an m140i for me. Will be interesting to see the pricing for the i20n which should be out in the next 1-2 months.

There's a bunch of ex fleet/demo i30n's being sold at the moment. At least half have gone in the last few days.

They seem to have incredible real world performance, despite being on the heavy side.
I must admit I’m tempted as my ICE swansong.

SkodaMart · 4 Apr 2021 at 21:55

koooowweeee said:
People in Manchester get there doors kicked in for half a kabab

Cheap insurance where I am, but you are correct. It’s a toilet.

SkodaMart · 4 Apr 2021 at 21:56

Nasher said:
Pretty much any performance car sold in large numbers is going to have a high premium.

The premium is extremely cheap, £260.
I’m more concerned about the G/F getting jumped for the keys or whatever.

SkodaMart · 4 Apr 2021 at 21:58

Hyburnate said:
My i30N was very low on insurance, and also yeah they're not massively stolen, certainly not as likely as an Audi, VW or Ford. But they are very much liked for a Jewellery heist

Sort of like the MK1 vRS whilst everyone was still laughing at Skoda, they where actually a very good car as far as the MK4 Golf went.
I was working for Neil Simpson Skoda talking about the MK1 he said the power output was above the quoted 180bhp to put Skoda on the map.
It did, it was (VW) Skodas first serious car.

SkodaMart · 4 Apr 2021 at 21:59

Nasher said:
I don't think they were sold in large numbers

I30Ns ?

SkodaMart · 4 Apr 2021 at 22:04

Hyburnate said:
Exactly that.

As it seems you're pretty keen on getting one.

Just make sure you run it through the gears, some have a 5th to 6th synchro issue... that is your only thing to look out for as they're pretty damn reliable, I didn't have a single issue in my two years of ownership.

Thanks, yes they are certainly on my radar.
I’ve not seen anything else I like better CTR just too OTT, especially for Manchester.

SkodaMart · 4 Apr 2021 at 22:05

Nasher said:
Yep. https://www.howmanyleft.co.uk/?utf8=✓&q=i30n

Wow!

SkodaMart · 4 Apr 2021 at 23:09

Meaker said:
That's loads

https://www.howmanyleft.co.uk/?utf8=✓&q=Veloster+T-GDI

SkodaMart · 5 Apr 2021 at 11:15

Cars certainly aren’t in groups like they used to be.
I know they are supposed to be but in reality it doesn’t seem to work that way.
Incidentally the higher specced Civic SR is cheaper to insure than a Civic SE

SkodaMart · 5 Apr 2021 at 11:32

[TW]Fox said:
Seems like a pointlessly overpowered car even if the insurance is cheaper. Absolutely no reason to buy one over a 1 litre.

It’s all about the acceleration, the push in the back - so I am told.

to be honest I would have got the Civic 1.5t but there are problems with that engine. Seeing that the majority of the use our car gets is my G/F commute in traffic you are indeed correct.
The plan was to sell the Z4 & Civic and just maintain 1 vehicle.
(Plus my essential van of course).

The Civic and my previous Octavia vRS both serve the exact same purpose.
The Civics nicer to drive, the Skoda was much faster. My cruising speed is the same in both, the Civic is far more economical on a run.
Enjoyed both cars.
(Shame I can’t have a new Civic with a 20vt)

SkodaMart · 5 Apr 2021 at 11:53

Nasher said:
After a while you stop feeling the aceleration as much. Happens in any car.

Probably wise to keep the Honda then.
The Honda isn’t the problem really it was the excess of running the Z4 as well.

SkodaMart · 5 Apr 2021 at 11:54

theone8181 said:
Get a car with more than 200hp (I say this in jest as I know they way about as much as a paper bag). Would love an elise, but I'd have to go evora as have kids.

I love the Elise, I love Lotus.
Sadly Lotus doesn’t love me (I’m 6’3”)

SkodaMart · 5 Apr 2021 at 12:55

To summarise, I was shocked that a new performance car like the i30n was cheaper to insure than our Civic.
I’ve been researching them and the real world performance looks outstanding.
I also like the style of the fastback, I would be happy to own one.
I have no immediate plans to rush out and change my car, considering the current economical climate.

SkodaMart · 5 Apr 2021 at 15:43

DanF said:
Yeah this is what I'm thinking right now. The latest hot hatches are soo bloody fast for real road driving, it's hard to really push them and get that feeling without silly speeds.
Going to keep an eye on the i20n deals when they come out. The Fiesta ST looks fun as well, but suspension sounds too harsh for UK roads.

See this is it.
I had my eye on the i20n
I have already had a sit in the new i20 in anticipation.
It’s a similar size to a MK2 golf, low weight, 200bhp. (Plenty IMO)
Everything I was after.
Then I watched a video of it cocking it’s back wheel (my Nova SR used to do the same thing back in the day).
I dare say it’s a great fun car, but I’m almost 50 not 25.

SkodaMart · 5 Apr 2021 at 23:46

MrRockliffe said:
What type of usage will you have with the i30N?

Is it going to be for fun drives or commuting too?

You might find the suspension a little hard if you’re going to daily it

No immediate intentions of getting one.
I was having a look after reading another thread on here, swapping a Focus ST for one.
The Civic we have rides and handles perfectly for our needs.

SkodaMart · 6 Apr 2021 at 08:45

MrRockliffe said:
Oh well if you enjoy the focus ST I would have thought the ride will be similarly setup

What’s the insurance like on the focus?

Wasn’t me with a focus ST. I had a MK1 Octavia vRS.
I know just buy looking at it/sitting in it I would like the i30n.
I didn’t realise how competent it was against other established manufacturers.

SkodaMart · 6 Apr 2021 at 08:56

Figo said:
Same reason I bought an MGTF when I was 19 rather than a Corsa or Fiesta... Old farts drive those, less likely to crash etc etc makes them less risky than the typical teen banger...

The fact it was mid engined, had 160 horses and rear wheel drive didn't factor as much as the "people aspect"

There’s a lot to be said for going in under the radar.
We have a Z4 for weekend fun.
Although our base model civic isn’t actually any less fun on a twisty road.(featherweight punchy engine, fully independent suspension and grippy tyres).
I’m constantly looking, but really should be content with what we have.
My next purchase will be a newer van.
What do you drive now btw?

SkodaMart · 15 Apr 2021 at 11:03

kinger8938 said:
Sorry

I'm definitely thinking about them. Just need to justify the cost now

I don’t blame you, looks a great car.