Yeah even a 10400f +z490+ with highly oc'ed and tuned ram can do some serious things in games, at a much cheaper price
But I guess 11400f+b560 will be the new "b450+3600" combo of gaming, since b560 will allow ram oc this time (i hope above 3000 mhz)
One of the privileges of being a knowledgeable PC enthusiast, one knows a 10700K will serve one just as well as a 5800X in the real world. Not that there is anything wrong with burning that bit of extra cash in going for the best knowing its a placebo in the real world, enthusiasts have been doing that for ages.
RE: RTX 3090 vs RTX 3080.