Mortgage Rate Rises

[mid_gen]

You need to think long and hard if 'true wilderness' is that valuable that you'd give up almost all human contact to live in it.

You could certainly pick some places in Europe, Scandinavia probably best, to feel like you're away from human influence.

The UK strikes a pretty good balance of weather, arts, culture, outdoors, jobs. You're always sacrificing something wherever you go.

Sure I'm surrounded by people here in the Midlands, but I could hop in my car now and spend the evening sat by a tent on a mountain top completely alone if I wanted to. There's a huge range of outdoor experiences all very accessible, more than I could ever do as a climber/mountaineer, if you're into marine stuff that's another lifetimes outdoor activities.

Lots of stuff in the UK is very, very ****ed no doubt (the people are miserable for starters) but grass is not as green as it looks, and I have lived in several countries and continents.

 

[danlightbulb]

I can tell you rarely go out hiking in the UK. Especially outside of summer.

Wrong, seasoned mountain hiker North Wales, Lake District. Climbed several mountains. Nothing in the UK would worry me. Admit never walked Scotland (only because its far to get to), but wouldn't be concerned about it.

 

[413x]

You need to think long and hard if 'true wilderness' is that valuable that you'd give up almost all human contact to live in it.

You could certainly pick some places in Europe, Scandinavia probably best, to feel like you're away from human influence.

The UK strikes a pretty good balance of weather, arts, culture, outdoors, jobs. You're always sacrificing something wherever you go.

Sure I'm surrounded by people here in the Midlands, but I could hop in my car now and spend the evening sat by a tent on a mountain top completely alone if I wanted to. There's a huge range of outdoor experiences all very accessible, more than I could ever do as a climber/mountaineer, if you're into marine stuff that's another lifetimes outdoor activities.

Lots of stuff in the UK is very, very ****ed no doubt (the people are miserable for starters) but grass is not as green as it looks, and I have lived in several countries and continents.

This is the thing. I'm pretty happy with reduced human contact. And I'm not just saying it without context.

I work at home. And have done since 2020 full time.
I grew up in up in a village of 120 people.
I was quite happy during covid. My best Christmas for years was that one.
I have been to Cardiff to socialise (stereotypical socialise) 3 times since Covid.
I'm not one for pubs.. And what socialising I do is outdoors groups.

Besides. It's not as if NZ is devoid of life. Christchurch is as big as Cardiff. That's a lot of people! Cardiff is too big for me to live in.
I'm sure I could find more like minded people there than here.


Don't get me wrong...
I'm grateful to have grown up in a country with opportunities. But equally it's not quite home.

Moving from Lincolnshire to Wales was a great move. I'd never ever move back to the south east. It's time for another adventure. How I perceive the UK is just a bit more encouragement to do it.

 

[200sols]

Wrong, seasoned mountain hiker North Wales, Lake District. Climbed several mountains. Nothing in the UK would worry me. Admit never walked Scotland (only because its far to get to), but wouldn't be concerned about it.

You dont need to be concerned (remember this is about your 3hour claim, nobody said it was concerning ), just your usual posting of drivel leads me to a different conclusion. Sure you'd be hopping over those Scottish mountains in 3 hours to local.

 

[Deleted User 298457]

Ah but I do love Wales. If I was staying in the UK I'd stay here.
I love the outdoors and just wish there was more of it here. There's barely any in England due example. Just too many people.even the national parks here are covered in human development.

Scotland is too cold and wet.

I may well get bored eventually in new Zealand. But I will definitely be bored staying here.

Really. I love to explore. And moving half way across the world also makes it easier to explore Australia, Indonesia etc etc.

How much have you explored what's on your doorstep? Norway, Iceland, Ireland, etc. I hear a lot of folk wanting to move east to be closer to the east but they've done naff all whilst living in the west!

 

[danlightbulb]

You dont need to be concerned, just your usual posting of drivel leads me to a different conclusion. Sure you'd be hopping over those Scottish mountains in 3 hours to local.

Its not drivel to say anywhere in the UK isn't wilderness. Even in the middle of Scotland you'd be at a road within a couple of hours from anywhere. Might not be a pub there, granted, but there would be a road, probably some houses/farms dotted around. Its not wilderness.

 

[200sols]

Its not drivel to say anywhere in the UK isn't wilderness. Even in the middle of Scotland you'd be at a road within a couple of hours from anywhere. Might not be a pub there, granted, but there would be a road, probably some houses/farms dotted around. Its not wilderness.

Think you need to read what you're posting tbh.

 

[413x]

How much have you explored what's on your doorstep? Norway, Iceland, Ireland, etc. I hear a lot of folk wanting to move east to be closer to the east but they've done naff all whilst living in the west!

I've been to north Norway (lofoten) kayaking for 5 nights and loved it. Cold though!
I'm going to Iceland then Greenland this year.
I've been exploring in Croatia. I've been to. South Spain for a wildlife trip. I've explored Wales quite a bit. I've been to Italy, love Italy and want to visit/explore the south again.


I do intend to take more Europe breaks. I haven't really been in a position to properly explore until post covid. Hence the flurry of holidays and running out of days now. Especially so if I do get to new Zealand, I will make sense to explore now.

Wish we had more holiday. 25 days plus BH isn't enough

 

[danlightbulb]

Think you need to read what you're posting tbh.

Think you need to take everything not so literally. So I was exaggerating about being in a pub in 3 hours yes, but it wasn't much of an exaggeration (a day's walking from anywhere in Scotland will get you back to civilisation and food, and you won't get eaten by bears or wolves along the way).

Now look at Canada and see that in many places you could be 100km or more from the nearest sign of civilisation. If winter, you wouldn't be moving anywhere and would have to survive building shelters in the snow.

Google Maps

Find local businesses, view maps and get driving directions in Google Maps.

www.google.com

If you don't like the cold, how about the US?

Google Maps

Find local businesses, view maps and get driving directions in Google Maps.

www.google.com

50+km from the nearest road.


Granted, in the UK you can have a full breakfast, climb a mountain, go to the pub and be back home by 11. Which is probably a big benefit to those types who climb Snowdon in their flip flops. If that's what you want then this country is ok for it, casual walks in the pretty cotswolds then a cup of tea in a cafe. Probably suits most people, but I'd prefer to live closer to some where more challenging.

 

[danlightbulb]

This is the thing. I'm pretty happy with reduced human contact. And I'm not just saying it without context.

Unfortunately Im not. Whilst I love the outdoors, and the idea of true wilderness, I also love popping down the road for an Indian, or popping to the pub with friends. It is a conflict in my mind which is why Im never happy.

 

[413x]

Unfortunately Im not. Whilst I love the outdoors, and the idea of true wilderness, I also love popping down the road for an Indian, or popping to the pub with friends. It is a conflict in my mind which is why Im never happy.

Yeah I feel Fortunate in that way.
Same goes for people who are total extroverts. Cities are great.

If you want some of each UK probably is fairly good. I still say you can have both and more of wilderness than the UK. We simple have too much sprawl.


Went to pub on Saturday, it was so busy, it was hard to hear people. And I was ready to leave by 11!

I do like people.. But I've never liked busy.

 

[ci_newman]

@413x maybe you need to start a thread in the travel section discussing your move then we can avoid bickering about what constitutes wilderness in a thread discussing mortgage rates and inflation

 

[danlightbulb]

I still say you can have both and more of wilderness than the UK. We simple have too much sprawl.

Central US would have been perfect for me.

Live city or fairly built up large town with lots going on.

Then drive your pickup for 10 hours to some deserted, warm place and camp for few days, take the mountain bike.

 

[413x]

@413x maybe you need to start a thread in the travel section discussing your move then we can avoid bickering about what constitutes wilderness in a thread discussing mortgage rates and inflation

Yes! This went on far longer than I expected! I love responding to a remark!

 

[200sols]

Think you need to take everything not so literally. So I was exaggerating about being in a pub in 3 hours yes, but it wasn't much of an exaggeration (a day's walking from anywhere in Scotland will get you back to civilisation and food, and you won't get eaten by bears or wolves along the way).

Now look at Canada and see that in many places you could be 100km or more from the nearest sign of civilisation. If winter, you wouldn't be moving anywhere and would have to survive building shelters in the snow.

Google Maps

Find local businesses, view maps and get driving directions in Google Maps.

www.google.com

If you don't like the cold, how about the US?

Google Maps

Find local businesses, view maps and get driving directions in Google Maps.

www.google.com

50+km from the nearest road.


Granted, in the UK you can have a full breakfast, climb a mountain, go to the pub and be back home by 11. Which is probably a big benefit to those types who climb Snowdon in their flip flops. If that's what you want then this country is ok for it, casual walks in the pretty cotswolds then a cup of tea in a cafe. Probably suits most people, but I'd prefer to live closer to some where more challenging.

Shock as big country has lots of space. You werent exaggerating you were talking nonsense about a country of the UK you've never even visited no less. As for the bolded line, well you already do but you choose to ignore it and generalise about people in flip flops.

 

[n111ck]

Anyone care to hazard guess as to the likelihood of interest rates dropping by 0.75% over the next two years and how soon in that period?

 

[Narj]

Anyone care to hazard guess as to the likelihood of interest rates dropping by 0.75% over the next two years and how soon in that period?

You'd be brave to take a guess - global political instability and the resulting effects on prices and inflation might give very little wiggle room in my (unqualified) opinion.

 

[n111ck]

You'd be brave to take a guess - global political instability and the resulting effects on prices and inflation might give very little wiggle room in my (unqualified) opinion.

Yeah - Ive also realised that its not just a case of the rate needing to drop by 0.75% to meet the fixed rate it would also need to drop a further 0.75% over a similar time frame to become cheaper overall than fixing.. likelihood of that over the next 2 years seems slim..

 

[413x]

Anyone care to hazard guess as to the likelihood of interest rates dropping by 0.75% over the next two years and how soon in that period?

0.75 in 2 years?
I'd say I expect that at least as things stand.

 

[IvanDobskey]

Anyone care to hazard guess as to the likelihood of interest rates dropping by 0.75% over the next two years and how soon in that period?

Very difficult to guage at the moment. I seriously doubt it though. I reckon it'll stay roughly where it is for the foreseeable future. Maybe will be creeping down a bit in the next two years though.