I've been frauded!
- Thread starter bazzabear
- Start date
Soldato
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- 10 May 2004
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- Sunny Stafford
The crime is called fraud, so it made sense when the OP said they got frauded. Didn't realise it's actually defrauded!
My debit card had €300 (in Euros) deducted in December 2007 from an overseas cashpoint, when at that time I haven't been overseas since 2003. The bank, Alliance & Leicester (now Santander) cancelled my card and got my monies back about a week later. So that was with a normal debit card, not a credit card. Never found out how I got done though, but most likely culprit is that my card got cloned at some point.
My debit card had €300 (in Euros) deducted in December 2007 from an overseas cashpoint, when at that time I haven't been overseas since 2003. The bank, Alliance & Leicester (now Santander) cancelled my card and got my monies back about a week later. So that was with a normal debit card, not a credit card. Never found out how I got done though, but most likely culprit is that my card got cloned at some point.
I did nearly continue the deliberate poor grammar by arguing that of course I wasn't 'defrauded' - that would mean that someone had removed the fraud!
But I was worried I'd be taken seriously.
Soldato
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- 11 May 2007
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- Surrey
As ever was with anything in the UK. My recent experience was exactly the same.
The problem is there are a number of institutions that only use it this way, vanguard for example (as far as I can see) will only use phone number for sending a 2FA code.
I never reported back on this. It all got resolved very quickly, there were two very minor irritations in the end:
1) They refunded everything - except all the fraudulent transactions were in another currency so I got charged a conversion fee, and they didn't refund that! it amounted to about 50p so I couldn't be bothered to do anything about it.
2) This is very sad - you have been warned. The security code on my card matched the digits from Bond's V8 Vantage - which is my dream car - B549 WUU. No longer of course.
1) They refunded everything - except all the fraudulent transactions were in another currency so I got charged a conversion fee, and they didn't refund that! it amounted to about 50p so I couldn't be bothered to do anything about it.
2) This is very sad - you have been warned. The security code on my card matched the digits from Bond's V8 Vantage - which is my dream car - B549 WUU. No longer of course.
![[FnG]magnolia](/styles/overclockers/avatars/9.png){kind=avatar}
Caporegime
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"All in Albania" is the name of my new prog-rock-classical-metal-fairy-powerpop band with our new album landing this fall.
I'll await a link for the download, or better still, the tickets.
Caporegime
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Soldato
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Just a heads up, when there's an issue, both the CC issuer and PP may argue the other is liable, and consequently neither pays out if there's an issue. I think I read that on here from a member who had this issue, not sure it ever got resolved. Which thread is anyone's guess.
I don't think anything is really fully secure. It's getting increasingly a PITA to keep up with tech.
I got fraud attempts for weeks after a New York trip. The only place I didn't use a virtual card was the lovel Hyatt hotel we stayed in so GG, skimming my details, very nice of the staff.
Cancel card. Turn of all features you don't need. Move on.
Cancel card. Turn of all features you don't need. Move on.
Associate
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- 19 May 2010
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- Cheltenham
Someone done a fraud against me I decided!
What's the difference between a virtual card and a physical card? Are virtual cards more secure?
And by 'virtual' do you mean something like Google wallet?
Virtual cards use a random number each time so your actual number is never exposed.
Don't accept that call at face value. Call them yourself or call them back. This is very similar to how a friend got his account drained.