Just buy a fund, not individual stocks. The S & P 500 is such a fund, with the top 500 companies in the US. Or pick a global fund.
Seems like that's the sort of thing I'm aiming to do

Just buy a fund, not individual stocks. The S & P 500 is such a fund, with the top 500 companies in the US. Or pick a global fund.
Yeah looked and didn't buy. Thanks for the reminder!Anyone holding ROBLOX? Jeez with I had jumped on when I was considering it a while ago.
Feels risky to do it now.
Slightly related to this, I've started selling some of my poor performing shares to use the money to buy a domestic battery storage system. After some number crunching I realise the savings on our bills from spending the money on a battery will likely far outperform the stocks over a 5 year period.Hmm I thought I was getting a bargain on BYD @ $99, but it's dropped another 2%!
Luckily I made 5% on BHAT yesterday so that takes a bit of the sting off dropping 2%.
Pepsi looks tempting, 20% down and consolidating near a 53 week low
Pepsi looks tempting, 20% down and consolidating near a 53 week low
I would not buy declining stocks or dips as you don't know if it is the bottom.Coke is in the same boat....
I would not buy declining stocks or dips as you don't know if it is the bottom.
Buy strong stocks on the way up. 10 over 20 EMA , price above the 50 EMA.
We use junior ISAs for the kids, its nice to have a separate pot and doesn't use your own ISA allowance.Anyone bothered with Junior ISA? Or is it easier to just add the money into my own ISA? I was thinking of getting my little ones set up and start putting in now so they're sorted a when they leave school/college which is years away yet![]()
We use junior ISAs for the kids, its nice to have a separate pot and doesn't use your own ISA allowance.
Fidelity JISA is fee-free (the account itself, not the funds invested in obviously)I've looked at Hargreaves Lansdown, £25 per month! Is it basically the same, putting into a fund you choose and deposit monthly?
If your kids are little, maybe start a pension up for them too, they will definitely thank you later.Anyone bothered with Junior ISA? Or is it easier to just add the money into my own ISA? I was thinking of getting my little ones set up and start putting in now so they're sorted a when they leave school/college which is years away yet![]()
Yep. Even very small sums compounded for 55 years gives them a huge advantage in life.If your kids are little, maybe start a pension up for them too, they will definitely thank you later.
or paying for their mates to go on holiday with them lolThe problem with the ISA route is them blowing it on something stupid like a car when they turn 18.