Trading the stockmarket (NO Referrals)

My quantum stocks now make up 15 percent of my entire isa. Such is the dramatic rise over my hold time

My very first buy in d-wave (qbts)


Current price. Crazy stuff.
 
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They should teach this stuff in school. But OFC the government can't allow too many people to be rich.

If I knew about it and how to do it, If have been pumping money in to it since I started working and not even bothered with a pension.
 
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They should teach this stuff in school. But OFC the government can't allow too many people to be rich.

If I knew about it and how to do it, If have been pumping money in to it since I started working and not even bothered with a pension.

I agree to a certain extent, but there are only so many hours in a school day, and if they are struggling to get basic maths and critical thinking to a decent level then pupils stand no chance investing anyway...

Just look at all the mugs buying meme coins or going all in on single stocks or a very small portfolio of individual stocks etc.
 
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They should teach this stuff in school. But OFC the government can't allow too many people to be rich.

If I knew about it and how to do it, If have been pumping money in to it since I started working and not even bothered with a pension.
and miss out on £££££ of tax relief???
 
Absolutely smashing it at the moment... I just wish I knew about ETFs and s&s ISAs 20 years ago I'd be fricking rich!!


Yeah. This is so so true.

My parents never knew this stuff. Never taught in school. And in my 20s these apps and this accessibility to them just wasn't there.
 
I agree to a certain extent, but there are only so many hours in a school day, and if they are struggling to get basic maths and critical thinking to a decent level then pupils stand no chance investing anyway...

Just look at all the mugs buying meme coins or going all in on single stocks or a very small portfolio of individual stocks etc.

Disagree.
Even just knowing about moving pension to high risk. Stocks are better long term than anything else.

I can't actually think what is more important in school than personal finance. I'd argue it is the most important thing you can learn. As it applies to literally everyone.

Sure, you're not going to get advice. But just how this stuff works would make so much difference.
 
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Disagree.
Even just knowing about moving pension to high risk. Stocks are better long term than anything else.

I can't actually think what is more important in school than personal finance. I'd argue it is the most important thing you can learn. As it applies to literally everyone.

Sure, you're not going to get advice. But just how this stuff works would make so much difference.

A agree.. My point is learning about 'personal finance' is pointless if you don't have a basic grasp of percentages, compounding and critical thinking etc. It'll all just go straight over thier heads.
 
A agree.. My point is learning about 'personal finance' is pointless if you don't have a basic grasp of percentages, compounding and critical thinking etc. It'll all just go straight over thier heads.

This is what should be taught early.
And then further modules in pensions, investing, bonds etc. I'd have loved it. Much better than forcing a language on you if you know you're terrible at languages.


My 1 year has been incredible this year. But most of that is quantum and some other tech stocks.

 
A bit like understanding inflation... If you told some people earning 2% interest at a high street bank, that they were technically losing money they just wouldn't get it.
 
A bit like understanding inflation... If you told some people earning 2% interest at a high street bank, that they were technically losing money they just wouldn't get it.

No, but you also have to say it's better than having it sit in a bog standard bank account. :D

One simple one that drives me bananas is people thinking because their mortgage principle amount is bigger... It's better to over pay that than save it in a cash savings account if the cash account is higher interest.

You can say "all that matters in the percentage interest.. Place it in the higher one"

But people can't get over the mortgage amount being higher. It's like a mental brick wall. They just won't trust you.
 
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I agree to a certain extent, but there are only so many hours in a school day, and if they are struggling to get basic maths and critical thinking to a decent level then pupils stand no chance investing anyway...

Just look at all the mugs buying meme coins or going all in on single stocks or a very small portfolio of individual stocks etc.

Useless subjets like Religious Education could have been given the boot and we learn this instead. It would tie in very nicely with maths and IT. As well as politics and general world affairs.

The people who can't figure out how to tie their shoelaces can go and do business studdies instead.
 
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Useless subjets like Religious Education could have been given the boot and we learn this instead.

Especially at gcse level.
We had to pick history or geography
We had to pick a foreign language
We had to do English literature (language is obviously important)

How are any of those default choices more important than personal finance?
 
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