Credit Card...

SK07

SK07

SK07

Permabanned
Joined
2 Apr 2007
Posts
592
Just wondering, maybe a stupid question but is there any companies that offer credit cards to 17 year olds? not debit, credit cards.
 
You might be able to get a 'prepaid' credit card if you just want to purchase goods online/from other countries where your debit card isn't accepted. However, you'll probably find it easier to ask your bank for a VISA Debit card which can be used in the same way (pretty much).

If you actually want to borrow money, it ain't gonna happen as you can't enter into a credit agreement (or any kind of contract) until you're 18.
 
You could get one if it was in your parents name. Like a second card holder (with the child being the second).
 
Yeah I've had a debit card since about 11/12. I think it had a visa at 14/15, electron before that.

You might be right about the 18 thing,even for secondary holder actually.

If you want protection get your parents to buy it for you, then pay them, I used to do that all the time. Only with cheques, ages ago though!!!

edit: HSBC = 16 minimum age for secondary card holder
 
The Mad Rapper said:
Don't give in to temptation - save up and pay for it with cash. If you can't afford it, then don't put yourself under financial pressure trying to buy it.
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I don't have problems like that, not like im gonna get one and rack a bill up and be unable to pay for it. It's for buying things online mainly.
 
Have to be 18, and you don't want one - when I turned 18 last year I was suddenly offered all these deals from my bank and declined them all. I'm happy enough with a debit card as I can control my spending that way :)
 
Maccy said:
Have to be 18, and you don't want one - when I turned 18 last year I was suddenly offered all these deals from my bank and declined them all. I'm happy enough with a debit card as I can control my spending that way :)
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To be fair, after the previous month of losing cash to online companies I'm never not using one for a online transaction again. I have also got my credit card or direct debit full balance every month. Not going to get ANY debt on it.
 
I use my credit card for everything I buy online that costs around £20+
However I've got into the habit if immediately paying it off.
I literally buy it with my Egg Blue and once the order has gone through I log into my Egg account and make a one-off purchase with my debit card.

This way I get the small cashback, the protection of Mastercard and at the end of the month the credit card is still empty.
 
stoofa said:
I use my credit card for everything I buy online that costs around £20+
However I've got into the habit if immediately paying it off.
I literally buy it with my Egg Blue and once the order has gone through I log into my Egg account and make a one-off purchase with my debit card.

This way I get the small cashback, the protection of Mastercard and at the end of the month the credit card is still empty.
Click to expand...
whats this cash back thing all about? also, do you get tax on credit cards? like you do in you debit account?
 
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