2.0l TSI DSG Scirocco GT- cat D

If all that was damaged was the door it'd have had a new door fitted and been repaired.

It's too valuable for a writeoff due to damage to one panel like that.
 
[TW]Fox;29606384 said:
If all that was damaged was the door it'd have had a new door fitted and been repaired.

It's too valuable for a writeoff due to damage to one panel like that.
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Indeed, definitely some alarm bells there.
 
Regardless of the damage I don't think I'd touch another tsi engined car from that sort of time frame where you have no warranty cover. Last thing you want is a cat D car that needs a new engine
 
[TW]Fox;29606703 said:
If all you are finding is Cat D cars your budget is insufficient for the car you want to buy.
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I'll repeat that I disagree with you on this. And I don't normally disagree with you.

Insurance companies will slap a Cat D on anything they regard as uneconomical to repair, and, as far as I know Cat D does not apply to anything structural. So for the sake of cosmetic damage, which can probably be repaired to "as new" standard, you get the same car for less money.

Of course it is not going to be worth as much on resale, and some insurance companies will not touch them (although it seems that more and more will), but I regard Cat D as appealing because I think it is a bargain, as opposed to saying that I can't afford a couple of thousand more for a not categorised vehicle.
 
Gepetto said:
I'll repeat that I disagree with you on this. And I don't normally disagree with you.

Insurance companies will slap a Cat D on anything they regard as uneconomical to repair, and, as far as I know Cat D does not apply to anything structural. So for the sake of cosmetic damage, which can probably be repaired to "as new" standard, you get the same car for less money.

.
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Can, but probably won't be.

Cat D on a cheap older car is fine - a dented front wing or door would probably write off a car worth a grand or two.

But on a car like a Scirocco, where a good one is worth quite a bit more than £6.5k, you'd be looking at maybe £3-4k worth of repairs in the eyes of the insurer in order to declare it a write-off. Therefore many people will simply 'buy' the car back, repair it as cheaply as reasonably possible, and pocket the rest of the payout. Which, again, is fine and understandable on a cheap car - you could easily and cheaply fit second hand replacement parts for example. But on something like this...
 
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Gepetto said:
I'll repeat that I disagree with you on this. And I don't normally disagree with you.
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Even if what you go on to say is true, generally if all you can find in budget is Cat D then budget isnt big enough. This is the sediment at the bottom of the pond.

Insurance companies will slap a Cat D on anything they regard as uneconomical to repair, and, as far as I know Cat D does not apply to anything structural. So for the sake of cosmetic damage, which can probably be repaired to "as new" standard, you get the same car for less money.
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Most cars, especially cars of higher value of which Sciroccos are one, are worth repairing for minor damage. You need to do quite a lot of damage to a Scirocco before it becomes not worth fixing.

The myth that the Cat D market is full of wonderful cars that were sadly written off because somebody keyed a panel are just that - a myth. As cars get older, this starts to become true - if somebody dented a door on my 2001 5 Series, it would be a Cat D. It simply isn't worth enough money for ANY repair to be worth it. But thats because it's a cheap old car a Scirocco is not one of these.

Therefor for higher value cars, buying Cat D really does need you to know EXACTLY what you are doing, which typically most people who buy these cars do not.
 
With that logic, is there any way to find out when a car was written off? If you're looking at a car for a grand or 2 and it's CATD, it makes a big difference if it was 6 months or 6 years ago
 
iaind said:
With that logic, is there any way to find out when a car was written off? If you're looking at a car for a grand or 2 and it's CATD, it makes a big difference if it was 6 months or 6 years ago
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An HPI check will tell you, I believe.
 
Read up 2.0tsi timing chain failure, it'll either encourage you to buy a solid one with warranty or simply take advice on here and avoid at this price point. Same engine as the mk6 gti so equally applicable.
 
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