It's not just about spending £40-45K on a car though - it's the running costs that come with those kinds of cars you've highlighted. Not all of them are crazy but....
As an example, I'm currently looking to replace my F11 530d Touring - a tyre for that costs around £150 plus fitting for something decent like a Michelin PS4. Swap to an X3 M40d with 21" wheels (which is one thing I've been looking at) and that almost doubles to close to £300 for a Michelin PS4 SUV. Of course you can get cheaper tyres but do you really want to be putting Linglong's on an M4?
Put an M, RS or AMG badge on it and the service pricing doubles as well or more additional work needs doing at service interval time, or the intervals maybe less. Porsche servicing always seems quite reasonable but if something needs an actual repair, do you have the additional money for the Porsche parts which might be £200-300 more than the run-of the-mill Audi equivalent part.
Ultimately if you have the money for the running costs and potential repair bills down the line then why not but don't under estimate the repair bills some of these cars can throw at you. Even my 530d which has Adaptive Drive suspension kit on it from the factory, if one shock absorber goes, it's a cool £750 just for the part per corner plus fairly hefty labour on top. BMW quoted me £1200 to replace it but fortunately I had an approved used warranty so it was covered and that's on something relatively bog standard.
If you don't have the money every month then you probably need to be putting some of that £45K aside and spending £35-40k instead.
www.autotrader.co.uk
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