adding a air filter...guess how much extra the insurance is

I fitted a cold feed cone filter in my saxo vts which the insurers call a non standard air filter & it went up from £215 to £285 (age 36 no claims made against me ever & only 3 points 17years ago).
Maybe its the fact that you want to make the car faster & mod it that worries the insurers?
 
i did the same with a full exhuast system and the price only changed by £100

it must be to do with the number of 17-20 yr olds that make claims and have air filters?
 
I never knew that adding performance mods to cars cost so much! I've got everything declared on my bike and it's done naff all to the insurance :D
 
It's nothing to do with the power increase (which in real terms it won't) its down to underwriters taking it as an indication that maximising the performance of your car is important to you and therfore you are likely to be driving it as quickly as you can, and are therefore a bigger risk...
 
housemaster said:
It's nothing to do with the power increase (which in real terms it won't) its down to underwriters taking it as an indication that maximising the performance of your car is important to you and therfore you are likely to be driving it as quickly as you can, and are therefore a bigger risk...
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And yet me adding power to my bike (exhaust, filters, re-jetted etc) has done nothing. Might have only gained me 6-7hp but that's a lot on something that weighs 170kg :p
 
Cyanide said:
I never knew that adding performance mods to cars cost so much! I've got everything declared on my bike and it's done naff all to the insurance :D
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It does depend who you're with. One of my previous cars had a nonstandard engine (3.5 V8 from 2.0 slant four), gearbox, suspension, intake, cooling, exhaust, fuelling system, bodywork modifications, all sorts.

Insurance went down 50 quid from the 'standard' variant :p
 
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