Admiral insurance

Dandle

Dandle

Dandle

Soldato
Joined
4 Nov 2003
Posts
4,518
Location
Ashford
Just got of the phone with my insurance company as the T4 is up for renewal and they were quoting just over £500. I thought I would phone them as Ive been getting other qoutes for £370(inc my SP50 but ill come to that) and would see if they would match the price.

They went through my details and it turns out I didnt notify them when I recieved a speeding ticket in Nov2004(last year I just let the policy automatically renew). They then tell me that I should have notified them(I know its my fault but I thought I had) and that even though the policy ends in three days I now have to back pay £161 pounds for the endorsement this year and the bill will be with me in a couple of days.

I cant believe they charge that much for a speeding ticket when other insurance companies dont load the premium for the first three points from speeding.

Dont know why im posting this on here and I know its my fault they werent notified but its put a real downer on my night tonight :mad:
 
Doesn't the Admiral policy document say that you don't need to inform them of speeding tickets until renewal?

I'm almost certain it does? Seems odd.

And £161 seems insane, I was charged an extra £60 for mine and I'm younger than you.
 
I dont know if thats right but if it is the problem could be I just let it all renew last year and didnt talk to them or anything they just rebilled my card automatically. I didnt even think about the ticket as I thought i had already told them. If Id just moved policy this year instead of try to price match i wouldnt have to pay it.
 
[TW]Fox said:
Doesn't the Admiral policy document say that you don't need to inform them of speeding tickets until renewal?

I'm almost certain it does? Seems odd.

And £161 seems insane, I was charged an extra £60 for mine and I'm younger than you.
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Elephant, who are part of the Admiral group, state that it isn't mandatory to inform them of any convictions until renewal. I called when I got my points to let them know just to be safe and they added it to the policy and sent me out a new certificate with the details on it, but they didn't charge any extra.
 
I think they have you by the balls so to speak because when your insurance was renewed they will have sent you a new insurance certificate and policy schedule. I know that on my insurance documents from Admiral my SP50 is listed.

They will turn round and say if you received a new policy schedule and didn't notify them that the conviction wasn't on there then it is your fault.
 
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