Am i being unreasonable?

[n111ck]

Makes me laugh how people think it's the norm to forget to lock the doors at night if i done such a thing i would wake up with a Kidney missing

In one of my old houses the front door was in the living room and I left it open one nightby mistake. Freaked me right out when I got up the next day although nothing was stolen. Bizarrely the paper boy had still put the paper through the letter box even though he could have just chucked it on to the mat.


I suspect decent insurance would still cover you even if you forgot to lock up.

 

[kylew]

In one of my old houses the front door was in the living room and I left it open one nightby mistake. Freaked me right out when I got up the next day although nothing was stolen. Bizarrely the paper boy had still put the paper through the letter box even though he could have just chucked it on to the mat.


I suspect decent insurance would still cover you even if you forgot to lock up.

Insurance companies NEVER EVER actually want to pay out, they try to get out of it every way they can.

 

[arknor]

Makes me laugh how people think it's the norm to forget to lock the doors at night if i done such a thing i would wake up with a Kidney missing

yea i always double check the doors are locked (my step son is suposed to lock it as hes usually the last in but if someones keys arent left in the door he just cant be bothered to locate a set)

i would never go to sleep without locking the doors ever

 

[apocgohan]

Insurance companies NEVER EVER actually want to pay out, they try to get out of it every way they can.

makes me glad we don't have to pay for health insurance like in America because they can and will swindle you...

Only your stuff is gone, that sounds really really fishy to me, also the fact is these supposed robbers didnt take anything else like for example a pc, laptop, tv, silverware, cookware, any little electonic gadgets, keys to any car if you had any

You name it there probably is a lot of tiny stuff which is worth more than your xbox games....

Sounds like an inside job really it does

 

[MattTheTall77]

if it was me I'd just be glad the girlfriend was ok and nothing worse had happened to her

 

[krisboats]

if it was me I'd just be glad the girlfriend was ok and nothing worse had happened to her

Oh i'm so grateful that she is okay, makes me feel sick thinking about what might have happened.

My mrs and the housemate aren't seeing each other or having a fling.

Nothing else appears to be missing, the DSLR and lenses that were on the side are still there. All the speakers, 360 etc and tv are still there. Only thing i can think of is they tried the front door and came in through that, into the first room and saw all the games. Went to the lounge and presumed everyone was out and checked the downstairs first, taking the bike. Then on the way upstairs realised they were both in bed and legged it. She said she heard voices and two came upstairs so maybe there was three and the other carried the bike out?

Mrs boats sat down with the housemate today though and they've both offered to try and sort it out for me. Ive made a list of the games i had and just mentioned the couple of ones i'd like to get back and they'll look at buying parts for the bike second hand and build a new one up as/when the parts are on ebay or elsewhere.

 

[.Kencs]

You can't expect your girlfriend of all people to pay for your stuff, not being funny but you had no house/contents insurance, so 'technically' it's you who needs to pay the cost. As another person said, its just bad time and we have all forgot to lock our doors at some point, but then again, how well do you really trust your housemate?

 

[LordSplodge]

If I lived in a shared house and had a relatively expensive bike I'd have in locked to something in a locked room if possible. My bikes are insured.

Also how lazy and incompetent do people have to be not to lock the doors? We live in a reasonable area but when we are in the front door is always locked and if we are going to be upstairs for a while (*nudge nudge*) then the back door is locked. They are certainly locked when we go to bed!

Oh well the OP is going to have to chalk this one up to one of life's little lessons.

 

[bledd]

You should have had insurance.

Even if you have insurance, without a forced entry, or indeed a staged forced entry, you won't see a penny

Shared accommodation should always have the self locking locks (for lack of a better word)

 

[hurfdurf]

Not to be paranoid, but your housemate stole all your stuff and sold it/is going to sell it.

Not wanting to be negative and not knowing your situation I have seen this happen allllll to often

Nick your housemates stuff while they are out and sell it to recouperate your funds.

If you can get away with it do this.

 

[batsy]

stopped over the saturday night in a field

 

[kefkef]

Can only talk from my experience in 2004 in shared accomodation. Was staying over at the gf's flat. Got a call from my housemate to say he had woken up and found my DVD collection (150+ DVD's), digital camera (£600), my works mobile, his mobile, his wallet all gone. He'd got ratted and gone to bed forgetting to lock the front door. Insurance (arranged through e&l) refused to pay out as it stated in their t&c's that unforced entry burglaries were not covered, this was due, i seem to recall, to it being a shared house and the type of contents insurance we had as we were not the homeowners just renting the property.

From my example, which is pretty much the same as the OP except i did have insurance, we both ended up in the same place with a lack of possesions and a dilema on how to recoup our losses.

Oh, and my housemate wasn't banging my gf either. Though the housemate prior to him did have a rather nice girlfriend who was very friendly..........

 

[krisboats]

Even if you have insurance, without a forced entry, or indeed a staged forced entry, you won't see a penny

Shared accommodation should always have the self locking locks (for lack of a better word)

This is what i have found while i've been looking at all the different insurances. See if i DID have insurance and they left the doors unlocked and the stuff got stolen my insurance is invalid. So i either have to
a) get them to replace it
b) commit insurance fraud

I'm going to ring the landlord and see about getting some yale locks put on the insides. Just the cheap ones would do. Although i've no idea if they'd be willing to do it. They still haven't fixed the broken rear gate.

 

[MiNxYyY]

More to the point . . You left your gf un-attended with your flatmate? baddd idea

 

[4T5]

More to the point . . You left your gf un-attended with your flatmate? baddd idea

Where abouts in your own mind did that come from you naughty little Minx.



Personally despite my front I treat my woman really well & when she makes mistakes I forgive her, I certainly don't dip into her purse to make myself feel better about things.
Pretty poor show if you ask me as you should be giving her some Cuddles & making her feel better about having an Intruder in the house whilst you was away.

 

[krisboats]

So she's relieved of all responsibility for her actions because she's my girlfriend? What about my housemate, should he pay it al because he's NOT my girlfriend?

If i borrowed her car and left it at the side of the road while i nipped into a cornershop and left the doors unlocked and the keys in the ignition and her insurance wouldn't cover it how many people would be telling me i should replace it for her?

Given my income isn't massive the proportional cost between my bike and a cheap-mid range car for the average joe is about right. How many people would be saying the same thing if it was their car?

"ah just leave it, accidents happen, it wasn't your fault you didn't lock the door, it's not your fault the insurance won't cover it"

Not many i'd imagine.

Besdies, what makes you think i didn't make her feel safe and give her a cuddle? I've slept on the sofa for four nights now so they feel safer sleeping in their beds upstairs knowing i'm on lookout in case they came back.

 

[4T5]

So she's relieved of all responsibility for her actions because she's my girlfriend? What about my housemate, should he pay it al because he's NOT my girlfriend?

Pretty much Yes, Obviously only if she is a Proper woman & is taking care of her end. If she is Crap then she should be Sacked, You decide.

As far as your mate goes then if you are not happy & don't trust him then ask him to leave & cover the rent yourself or get a lodger you are not friends with so you can be stricter.
Mates & your Woman fall into a dodgey bracket so it's really not good to be involved with any kind of business with them including lodgings.

Live & Learn & all that & don't take things to heart, **** 'appens.

 

[Dave M]

Your house mate will laugh at you and your girlfriend will hold it against you.

What are you going to do to make the house mate give you £500? Feel free to give him a thump but it won't change things.

Do you value this relationship with the girl friend? If yes don't accept a penny and forgive her, if not take your money and run.

 

[mame]

I've slept on the sofa for four nights now so they feel safer sleeping in their beds upstairs knowing i'm on lookout in case they came back.

There's more to this than meets the eye!

 

[strudey]

There's more to this than meets the eye!

Hahaha! would be so harsh if he was downstairs guarding them while they're upstairs bonking and snorting his bike money.