Annoyed :(

The fact the woman in the passenger seat got out as I went to ask the driver if he was ok and said:

'he thought you were going to overtake so he braked'

Says it all to me really, the van behind just waited till the road was clear and overtook both our stopped vehicles, no abuse from the window or beeping of horn. He had a pretty good view of what happened, the two people in the Jazz didn't say anything abusive or even with a hint of anger, just exchange details and went on our seperate ways.

Why on earth would you flatten someone, or is this just keyboard speak?
Regardless of you motive for flattening someone you would soon be in court for assault.
 
spinneR~uk said:
When overtaking with what is typically a small window of opportunity [subjective I know and relative to speed, performance etc] you are forcing people around you to adopt your judgements and timings which just isn't on.
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You are not forcing them to do anything, and in fact them doing nothing at all would normaly be the desired outcome.

Drivers must be able to learn to cope with unexpected occurances on the road, be they caused by other drivers, pedestrians, animals, weather etc. Those that panic and make irrational decisions are simply are not fit to be behind the wheel of a car. Neither are drivers who are so mentaly unstable that they feel they need to resort to physical violence.
 
Simon said:
Why on earth would you flatten someone, or is this just keyboard speak?
Regardless of you motive for flattening someone you would soon be in court for assault.
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Someone getting too close to the back of my car, then hitting it, means they have acted dangerously and threatened my life. I am very defensive of my family and I'm a naturally aggressive person when provoked. An assault charge with mitigating circumstances such as these isn't really a deterrent.

Dogbreath said:
You are not forcing them to do anything, and in fact them doing nothing at all would normaly be the desired outcome.

Drivers must be able to learn to cope with unexpected occurances on the road, be they caused by other drivers, pedestrians, animals, weather etc. Those that panic and make irrational decisions are simply are not fit to be behind the wheel of a car. Neither are drivers who are so mentaly unstable that they feel they need to resort to physical violence.
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You're right on both points dog. Doing nothing is the one thing I relied on as a biker. But, isn't relying on others to be predictable dangerous? Since when can you truly rely on anyone on the road? Why is this instance any different?

As for mentally unstable and resorting to violence, call it what you like. I would like to think I'm fairly balanced but with an impatience and relatively short temper [who's perfect]. It doesn't mean I would lash out necessarily but I would certainly become aggressive. If someone hurts me I want to hurt them back. If someone hurts my kids then god help them. Rather than rely on your opinion of my mentality, I'd rather rely on my peers equation of what's "reasonable".

What I'd say is that Simon is lucky that the given circumstances meant that first of all he, or his victim, weren't hurt, that's most important. Secondly, the cost of all this in terms of compensation for injury, damage to vehicles etc is why people pay insurance. If the insurance becomes too high due to a claim then it's because Simons a risk in the car he's driving, something you have to question given what's happened.
 
spinneR~uk said:
Someone getting too close to the back of my car, then hitting it, means they have acted dangerously and threatened my life. I am very defensive of my family and I'm a naturally aggressive person when provoked. An assault charge with mitigating circumstances such as these isn't really a deterrent.
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I assume you wouldn't have braked if I was approaching the rear of your car though :p
 
DreXeL said:
but people that panic when being overtaken really *** me off TBH, they are worse (and more dangerous) than the headlight flashing brigade.
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How do you know that the guy panicked, and wasn't just trying to be helpful?
 
laissez-faire said:
If you currently have 3 years, and would expect 4 years without a claim when you come to renew, 4-2 is 2 years, so you may actually find even with one claim you still have a 2 year NCB when you renew.
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I seriously doubt any insurance company works like that.

You get the no-claims bonus for not claiming over the period of that year.

Because you had to claim before the year was out, you don't get the NCB at the end of the fourth year.

So therefore, 3 NCB - 2 NCB = 1 NCB.

Correct me if I'm wrong but I had my 2 years NCB taken off me (which would have been 3 years NCB a few months later if I hadn't claimed) and because I'd claimed during that year, I didn't get the extra NCB at the end.
 
the lesson to be learned here is one i've repeated a million times.
NEVER assume other drivers are going to do what they're supposed to do.

there will be times when they don't, and things like the OP happen.

EDIT:
@Simon, sorry to read this. hope this doesn't result in you having to sell.
 
I will loose all my NCB if I claim broker has confirmed. Told them of accident and how I would like to deal with it. Just need to wait now and get the cost of the TP claim.

I have spoken to someone who used to work at Honda, apparently the bumpers come prepainted from Honda to the dealers so it should hopefully just need replacing and won't cost too much.

back at the parents today, took the arch liner off and had a look and got jiggy with the hammer and some graffiti remover did a great job of dissolving the rubber on the bumper.

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The damage is very minimal, broken headlamp fittings and the metal brackets they bolt to are bent, howvere these are bolt on items so easy to replace. Hopefully I can find the bits pretty quick, no point buying bits yet though as i need to see how much the TP claim is
 
Berger said:
Paid it out of your pocket then or is that the insurance increase over a 3 year ncb renewal?
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I rang them today as I forgot all about it. The case was closed a few months ago and thats how much it will cost to keep NCB. (4 in September)

Was hoping it would be nearer £500 but I think I'll pay it as it goes down as a non fault accident apparently :S and i keep the NCB.
 
Better than losing 2 years NCB and then paying for a claim.

Gotta hurt though nearly a grand when you were expecting it to be a fair bit less!

Im assuming you just got parts from honda/honda forums and bolted yours back on no problems, didnt look too bad at all. And then theres went to a dealers, £850 wont have got them much there, spray and replace a pannel and a light at best!
 
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