Possibly a slight exaggeration, I don’t live bang in the centre but I can see Tower Bridge from my bedroom window, some 1500 metres to the west, and Bond Street station is 6 stops from my nearest Jubilee Line station.
I retired 10 years ago after driving a Black Cab for 30 years, and I bobble along without too much trouble, but to be fair I’ve been mortgage free for maybe 22 years.
We’ve had to eschew holidays in exotic places like Tahiti and the U.S. Virgin Islands, but I can still manage a couple of weeks on Florida’s Gulf Coast, and I take my wife out to dinner at least once per week
In the interest of full disclosure it all came down to being in the right place at the right time, and being willing to work my nuts off, if I was starting out now I wouldn’t be living where I am now.