I found the whole experience fairly traumatic tbh. They are absolutely taking the micky.
One guy I had quote for my loft conversion insisted on presenting a quote in person, and handed me an itemized quote which was essentially made-up numbers which I know for a fact some items were vastly inflated.
The conversation basically started, "I know it might seem expensive, but blah blah blah".
Pretty much every builder that quoted said they could do a price with or without a scaffold temporary roof. and the price was always around £5k difference. Eventually I did find a builder who seemed a bit more honest, and he said the complete scaffold was well under £5k, and any decent builder would insist on having one because it's quicker.
I did get one guy who quoted £20k less that some of the rest, but then you start to think there's something wrong. You can't win really. The whole industry is a mess. I've had a very negative experience with virtually all tradesman I've employed.