wow !! I started reading your post thinking you were my age (30) but your probably the wisest 21 year old I've never met. lol! Your Dad is soo right mate... Money doesn't make you happy.... My Dad told me that too.
I'm old before my time! Had to do a lot of growing up in the last 2 years!
Having found summer jobs regularly during my teenage years and always having been good with money in regards to budgeting and living within my means along with living at home I've been able to buy everything I've desired. 40" LCD, DSLR, MBP, AV gear & speakers, PS3, Xbox, Home gym equipment, tools, clothes, furniture etc.
Having now had it all(enough for me) (apart from property which is due in October) you realise that there really is a limit to how much happiness money can bring. I can't wander in to town and buy myself a family!
Most of my friends are on placement or still at Uni at the moment (I graduated last year) they've not been around much and I've been ridiculously bored. Friends & family over possessions any day.
To the comment about a man suggesting he doesn't want or need more money to not be trusted. Some people are quite content in their lifestyles and don't feel the need to keep up with the Joneses. If you're happy as you are, secure financially, live within your means and have your health then what possible benefit can more money bring? To be 'more secure' financially with money you won't spend?!
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