My parents took advantage of the right to buy act and now, 30 years on, they are happily retired in their own home with no debt. People like my parents, who are financially responsible and are able to work hard and earn and save, did benefit from the right to buy act. For you to say it was a deliberate policy to entice people into a life of debt, is a fallacious argument and demonstrably wrong in my parents case. I can't speak for everyone's situation, only of my own and those close to me. I'm sure there are people who ended up in debt, but I don't know the reasons why so I can't comment.
Also, Thatcher left office in 91 and that's plenty of time to address social housing by successive governments. But all have failed, including the present one.
It's also been widely acknowledged that the acute social housing problems we have today stem from the Thatcher right to buy era i.e. she sold off vast swathes of social housing which were then never replaced. This has led to huge amounts of public money going to line the pockets of some very unscrupulous private landlords who are clearly ripping off the taxpayer.