Am I best waiting till Jan at this point?
Still got ~20k I wanna stick into an instant saver. I assume these don't track, it's not outwardly clear on their sites. I was gonna chuck it into a 2.55% AER / 2.52% Gross with Atom but 2.7+ would be nicer. I'm looking for as simple as possible really.
Its difficult. You often don't want to jump on in the peak. As rates usually come down. Because banks also know its the peak.
Now to q1 2023 is probably the best time for long multi year fixes. Probably even 1 year fixes.