So being the straight up chap I am and being under the assumption less milage = less risk I phoned up to sort out my renewal due at the end of this month. Unemployed and back to a 5,000 limited mileage, SDP only policy to reflect my employment status. Limited mileage brings the policy down....but being un-employed puts it up. Apparently having no job is seen as high risk. + £100 on last years policy. Time to shop around which is, according to my telephone representative, the only way the quote will come down with a price match. Why is being un-employed seen as high risk? No commuting, no parking outside of garage at home, less mileage, less...well..everything. More....???? I pay annually so it's not like they are at risk of me defaulting on payments. Eitherway, the quote is still pretty decent but suffice to say I am unimpressed with a ~15% price hike with the job change and limited mileage. Now I have to tell them I am un-employed and probably take a price hike if I leave it on unlimited without the 5K to cancel it out. Bah!