Don
Gutted for your Robbie 
Bought an old BMW M3, filled with regret...
- Thread starter mrk
- Start date
That's pretty much my thinking, just as Jez pointed out early on. People are forgetting that it's not "just a car" - Well actually yes it is technically, but a lot of time, effort and care has been put into it to just drop ship and get another, which might end up being a lemon on top of all the additional time and effort and money it will need.
Caporegime
Yeah because my car is the same as that right?
I've already stated all the reasons why I'd rather not lose the car. The ones posted are good, but will still need similar money spent on them to get them to my car's standard. So i'd be spending a couple of k more of my own money - Which is a bit out of order since none of this was my fault in the first place.
If I get a good cash in lieu figure, then I'll take it. Means my car isn't marked Cat D, and happy days as I still will pocket a lot of ££££ post repairs. If not, then hey, the car remains in my ownership long term anyway as intended.
All well and good, but if you can't get cash in lieu, it's worth buying another. The extra cost now will mean in many years to come your car isn't bottom of the pile. A really well looked after M3 will still hold good value, but not if it's cat D.
Man of Honour
I still don't really understand the cash in lieu option, I've read that link and googled it, and if it avoids having the car being declared as written off, and they have to give you the amount equal to the cost of fixing the car, why would you not take that option if you were in a situation like mrk? Is it not always an option and if not, when would it not be an option?
Unless you really didn't care about the car being written off it just seems like a no brainer, so clearly I must not understand it properly
Unless you really didn't care about the car being written off it just seems like a no brainer, so clearly I must not understand it properly
Because you're taking the risk - they could start the repair and find that there's another 5 grand of damage that wasnt noticed before.
You're also settling with the insurance company at the start - so they're not liable for hire cars etc. However there's no guarantee (or even likelihood) that their offer of cash in leiu of repair will be equal to the original quoted repair cost.
You're also settling with the insurance company at the start - so they're not liable for hire cars etc. However there's no guarantee (or even likelihood) that their offer of cash in leiu of repair will be equal to the original quoted repair cost.
Man of Honour
Ahhh gotcha 
that makes sense, thanks
that makes sense, thanks
Soldato
I still don't really understand the cash in lieu option, I've read that link and googled it, and if it avoids having the car being declared as written off, and they have to give you the amount equal to the cost of fixing the car, why would you not take that option if you were in a situation like mrk? Is it not always an option and if not, when would it not be an option?
Unless you really didn't care about the car being written off it just seems like a no brainer, so clearly I must not understand it properly
I was thinking this. Seems like a win-win.
So if they've already paid out for hire cars etc, would that make it a non-option?
How can it not feel the same if the damage is only panel and exhaust damage and nothing has touched the axles/transmission though? Placebo might factor into it for many, but not all.
By lemon I mean mechanically. Mechanically my car is not a lemon. This much I know for certain!
I guess it would depend on the policies of each insurer. But if you look at this instance - yes he's had a hire car up until now but as soon as he accepts the payment in leiu he'd have to hand it back. It's payment as full and final settlement. However if they pay the repair themselves, they'll be paying for the hire car until the repair is complete and will also be paying the inflated price that garages charge for insurance work. I cant see that the week of hire car in this instance will affect it
Aye they have specifically stated the week for hire is dealt with individually and whatever outcome is of the settlement does not affect this. So I have a hire car until Tuesday at the very least.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
This is poor advice, just because you have psychological issues with cars doesn't mean he will. If its done properly then its done.
Soldato
how are you finding the jeep to drive? seen a few around london
It's not terrible, but it is quite poor. Sure it has some options like tomtom nav, bluetooth music, dab and so on, but it has no climate control, no pdc, the gearbox is "whack" and the engine is pretty dire too.
I don't think it will actually go offroad that well. Maybe climb a few pavements? Such a fashion utility vehicle.
I've phoned this morning to swap it over, been promised a call back from a manager after he's sourced an Insignia from another branch. This was at 08:30.
It's been interesting to drive though, I hate high seating positions, and the seats are not comfy at all. The headlights are woeful at night too. I found myself asking "why does this exist" many times on the drive home last night from a work function.
I don't think it will actually go offroad that well. Maybe climb a few pavements? Such a fashion utility vehicle.
I've phoned this morning to swap it over, been promised a call back from a manager after he's sourced an Insignia from another branch. This was at 08:30.
It's been interesting to drive though, I hate high seating positions, and the seats are not comfy at all. The headlights are woeful at night too. I found myself asking "why does this exist" many times on the drive home last night from a work function.
Last edited:
Caporegime
The trail rated version is more than good enough offroad, motortrend did a video of it this week.
This one is the "Longitude" version. The 1.4 with 140HP. It's not smooth or quiet, but I guess it's not meant to be. Looking at the top gear review, yeah it seems to cope well off road, even if it doesn't feel like it will on the road.
I was asking that exact same question when I had to drive an insignia for a week. Horrible hateful car. Some of the 'features' are lolworthy, I particularly liked the head restraint that pops out when you push your back into the seat, quality item!
Surely it has to be better than a RENEGADE!
Obviously less luls than one though, to be fair the Jeep does provide comical amounts of it. Wonder if there's a farm near by, may as well get it a bit dirty.
Obviously less luls than one though, to be fair the Jeep does provide comical amounts of it. Wonder if there's a farm near by, may as well get it a bit dirty.
Soldato
Considering the quote from BMW, if Admiral gave you cash in lieu at £5000 or so, that's more than enough to get that damage repaired, saves the insurance company money/time/hassle. Most importantly you don't have a dreaded CAT D marked against the car which on any car is not good, but on an E46 M3 it is especially bad as people, including myself, won't even entertain viewing one, as it could have been rolled 47 times whilst on fire and Dave has resprayed it with rattle cans in his shed.
Last edited: