BUPA - Pricing?

Robbo

Robbo

Robbo

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Ahoy!

My girlfriends parents want her to be with BUPA (as its apparently shorter waiting lists etc).

I wondered if anyone had a rough price for the comprehensive cover of BUPA?

Obviously it would vary between people but I just wanted to get an idea.

I cant seem to find anything on the site, but I might just be blind :p

Anyone with them and have any rough-ish prices, be it monthly/yearly etc.

Cheers
 
Think she's going to have to give them a call. Can't see any mention of prices on their site myself either.
 
It depends on age, medical history and family medical history.

Basically a risk assessment, my parents are on it but I forgot how much but then again, they are older than your gf, i'd budget at least £50 a month.
 
I think its a tailored rate like you would get for life insurance. More risk of illness = more cost etc

Edit - beaten by seconds!
 
Nothing wrong with the NHS. Bupa often use NHS hospitals and NHS consultants. I'm being treated by the NHS for a serious health problem and the waiting times are short, the consultant I see is first rate and the drugs are cutting edge(perhaps a little too cutting edge :/ ) Why would I pay for Bupa when I get this all from the NHS and I pay for that already!

As for the price of Bupa. It won't be cheap.
 
My Bupa costs about £33 a month... work pays that I just pay the tax on it as its a taxable benefit

Not sure if thats worked out on my age etc ot just a flat amount averaged/negotiated across the company.
 
Jamesftw said:
My girlfriends parents want her to be with BUPA (as its apparently shorter waiting lists etc).
Click to expand...

try no waiting lists - got an MRI appointment booked pretty much straight away for my knee - would be a 6 month wait on the NHS

work pays for it though I have to pay tax on it - IIRC it costs my employer about £400 a year for me - I've probably cost BUPA 4* that amount in the last year and fully intend to milk it to the max this year too.... on the scheme we've got they cover up to about a grand for consultations - surgery, MRI scans etc.. are covered separately - you have to pay for any medication and this can be expensive on private prescription (the workaround can be to get a consultant to write to your NHS GP who can then write you an NHS prescription)

Whether its worth it for you I guess it depends on how much you're likely to use it - I've had stuff I wanted sorting out and having quick and easy access to sports physicians, physios, orthopedic surgeons etc.. has been very helpful for me - your NHS GP will refer you to a consultant pretty much without question as soon as you say you're covered by BUPA whereas if you've say got a minor complaint and aren't covered they'll be more hesitant to do so on the NHS.
 
I'm also on private medical scheme, though not with BUPA. I can't praise them enough.

I ripped my knee cartilidge in 2007, which took around 10 months to have an op (most of tht was waiting for an MRI!).

After the massive wait and a year with no football I decided to go private with my work. I suffered a groin complain (turns out it was swelling of the pubic bone marrow, essentially an RSI). I had physio within a week, a consultancy appointment within 2, an MRI within three weeks and another consultant appointment to discuss the results in around 5 weeks. The waiting times are so much less than the NHS. All covered, don't have to pay anything, no drug payments, MRI payments, physio etc. Couldn't be happier.

When I leave my current employment I shall certainly be going private.
 
Always wondered whether its worth covering the family - I get a 25% disc through my work... might ring them for a quote
 
LordSplodge said:
Nothing wrong with the NHS. Bupa often use NHS hospitals and NHS consultants. I'm being treated by the NHS for a serious health problem and the waiting times are short, the consultant I see is first rate and the drugs are cutting edge(perhaps a little too cutting edge :/ ) Why would I pay for Bupa when I get this all from the NHS and I pay for that already!

As for the price of Bupa. It won't be cheap.
Click to expand...

Yes, all Consultant has to do some NHS work but the the point of private is no waiting time and better after care.

With the NHS, no emergency illness get put on a waiting list, my dad had an hernia, 12 months wait on the NHS or he could had it done in 2 weeks. Not to mention he had a private room, nurse to check on him every 15 mins, there is sky TV, there was a menu for food to order. It was pretty much like a 5 star hotel except the services was done by nurses.
 
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It can be annoying thinking that you're being seen to by the same NHS employees, however you're essentially paying more to get past the waiting lists. Don't think that it's entitling you to a better level of care -- it isn't -- but you'll be seen to quicker.

Think of health insurance in this country like a theme park's "fast track" tickets.

Whether it's worth the extra is entirely up to you, but it does vary between individuals depending on medical tests. If you can afford £50 a month, you can handle it.
 
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