Underboss
moneysupermarket have (for the past 3 years i think) have been cheaper than renewing or going Direct
Those sites are ok for run-of-the-mill stuff. But I almost always get a better deal from a specialist. Better price, better terms.
I used to do the same.
Recently, no one has been able to beat compare the market for me. I even tried Adrian Flux, who I was with for over 5 years and they wanted triple.
It's a scam
My car is modified though. Try explaining things like chassis bracing to some clueless phone monkey in customer services
Most of the specialist ones actually know what they are talking about.
Explain
+1Always go through Quidco
Find the cheapest using a comparison site, but do it in incognito mode in your browser
Then go via Quidco, usually 60-100 quid in it for you
Joking mate. Just used them 2 weeks ago and almost every year.
OP must be the only person in the world that doesn't know about comparison sites.
The risk with buying directly from them as opposed to direct is you can end up with some slightly wonky details in there.
So you must go to the insurers site and check everything fully.
Otherwise nothing to lose