Chancel Liability... wtf?
- Thread starter Haggisman
- Start date
Although, from what I can tell, in October when you find out for definite either way, it'll either be a case of being in the clear, or being liable - at which point you will not be able to re-insure the property, potentially making your house unsaleable.
I absolutely detest religion.
Worse than that I am afraid. If you are currently in the property then you are still liable even if it is not registered in October 2013, it is only if you buy the property after than and it is not in the register that you are not liable.
So even if the property isn't registered by the date that it legally has to be, it doesn't take effect until the deeds are refreshed (i.e. the house is sold)? Indeed Robbie, **** the church!
As if buying and moving house wasn't stressful enough without having to deal with this absurdity.
Last edited:
I'd quite happily pay a tax to have religion banned from having any say about anything in this country. If people worship fairies at the bottom of the garden and rubbish like Christianity it's their business but why have we not ripped apart all the archaic laws that gives them all these fancy privileges.
It would be if the factor was getting you to fix their office for a business venture you had no interest in whatsoever because it was associated with scam schemes, misinformation and systematic abuse.
Now where's the "like" button?
Honestly, I've no problem with religion if they keep to themselves, but when they start trying to screw me over due to not having enough donations because people are getting smart enough to see through their lies and fairytales, it starts to become a bit of a drag...
Basically it means you're legally obliged to pay for repairs to your local church, despite having no interest in it, or even if you morally and ethically oppose it. Purely because of something that was agreed several hundred years ago. Oh, and there's absolutely nothing you can do about it.
Edit: actually, you can get insurance for it - although it isn't competitively priced, since as far as I can tell only one company actually offers it. Scam much?
Historically your house was built on land owned by the rectory. As part of the original term of sale the purchaser agreed to maintain the parish church. It's not really the churches fault that legal clause is still in the deeds. It's no different to land covenants that benefit the covenant owner. It's why you pay for searches when buying property. Religion has got nothing to do with it, the original buyer likely got the land for next to nothing in exchange for the clause.
Last edited:
That reminds me of my council tax and City of Edinburgh Council strangely enough.
I sympathise.
Yeah, the same relief for everyone else who doesn't pay tax on their assets in an income-taxed system.
Soldato
- Joined
- 10 May 2004
- Posts
- 13,052
- Location
- Sunny Stafford
What the hell...!
Don't they already pass around the church collection plate near the end of service? Plus you commit something like 10% of your wages as well if you are a regular churchgoer?
Don't they already pass around the church collection plate near the end of service? Plus you commit something like 10% of your wages as well if you are a regular churchgoer?
Soldato
- Joined
- 31 May 2009
- Posts
- 21,468
What are you talking about?
Who pays tax on their assets?
Are you ed mliband? Do you want church tax as well as mansion tax?
Yep, we had this for our house when we were buying it 6 years ago. Told the solicitor there was no way in hell I was paying insurance or paying for the church if they needed something and that if needed, I would say I was Muslim and found it offensive 
Unfortunately, it's entirely possible that anywhere within the area we need to live is covered by this, so it's either rent forever or "deal with it" as you so eloquently put it. Anyone who comes knocking asking for money to uphold a violent and sadistic religion will however be told politely to "do one".
At least with council tax you (theoretically) get something in return for the extortion.
The law on this is archaic but unless you feel comfortable with being a successful test case then you should just pay the relatively small insurance and carry on. Lenders may not advance your money unless you do and it may also create complications if and when you come to sell.
Haggisman - you do get something in return for council tax. Whether or not it is good value is the real question...
Haggisman - you do get something in return for council tax. Whether or not it is good value is the real question...
Soldato
- Joined
- 10 May 2004
- Posts
- 13,052
- Location
- Sunny Stafford
Talking of council tax, here's my breakdown for 2013/14 based on band A propety. Letter arrived only 2 days ago:
Staffordshire County Council - £685
Police dept - £118
Fire dept - £45
Stafford Borough Council - £100
Not complaining as I'm only band A and I get single persons discount and c.tax hasn't gone up this year, but thinking what the fire and police dept do, doesn't that seem a bit low compared to the 2 councils combined? I.e. fire and police risk their lives on a daily basis with their jobs.
Staffordshire County Council - £685
Police dept - £118
Fire dept - £45
Stafford Borough Council - £100
Not complaining as I'm only band A and I get single persons discount and c.tax hasn't gone up this year, but thinking what the fire and police dept do, doesn't that seem a bit low compared to the 2 councils combined? I.e. fire and police risk their lives on a daily basis with their jobs.