Cheapest car for a 17yr old to insure?

I just bought a Renault Twingo for my 17yo daughter. Its the 90hp version of the 0.9l engine and it actually is a cool little car (despite a few issues). Quotes for when she passes her test seem to be in the region of £1300.
 
It's 40 years since I passed my test but I got an immediate large discount by going to my parents' insurers and pointing out that I'd been learning on their insurance and had no claims, tickets, or anything - i.e. I had been a responsible driver. Basically I started off with several years' No Claims Discount.
 
The main criteria in price is the crash statistics. Ignore the small Clio, Fiesta, Polo, Yaris type of cars. The majority of those are owned by either first time drivers, or the elderly - so a lot will be involved in accidents.
Think outside the box a little; and go up a size of vehicle. Think Megane, Mondeo, Golf. You might be pleasantly surprised.
 
Being a lad, I’d say any car which you know he would think it’s not worth upgrading. That way you ensure he does not waste his money on it.

For insurance premiums, I remember when I first got insured, I added my parents as named drivers to bring down the prices- does this not work well anymore?
 
It's completely impossible to predict. But it basically comes down to how often they get crashed and how much it costs insurers when it does. Some people I know have found Focus sized cars better for new drivers.

Often cars with a following (classic cars in waiting) like the Panda @john_smith suggested can be surprisingly easy to insure.

Although your son would have to be the main driver, having an lower risk driver as a additional driver will often lower the cost. I still had my dad on my insurance into my late 30s because it still reduced my insurance cost, although by the I removed him from the policy it was only saving me £3 a year.
 
Last edited:
It's completely impossible to predict. But it basically comes down to how often they get crashed and how much it costs insurers when it does. Some people I know have found Focus sized cars better for new drivers.

Often cars with a following (classic cars in waiting) like the Panda @john_smith suggested can be surprisingly easy to insure.

Also who your son would have to be the main driver, having an lower risk driver as a additional driver will often lower the cost. I still had my dad on my insurance into my late 30s because it actually reduced my insurance cost, although by the I removed him from the policy it was only saving me £3 a year.

Exactly this. Thinking outside the box can often realise big savings. I did loads of quotes for my lad. Most being north of £1500 for traditional cheap slow etc 1st time cars.

I saw his panda advertised locally, did a quote and to my amazement it was so cheap I went and bought the car the same day.

He has a black box along with myself and my wife as named drivers on his policy.
 
Back
Top Bottom