Cheapest way to insure a £100-200 car?

saitrix

saitrix

saitrix

Soldato
Joined
2 Jun 2003
Posts
8,950
Location
Nottingham
Hi,

Between me and a friend (not the MG ZR one ;) ) we are looking at buying a cheap car for a H2R rally and maybe a ring beast. Whats the best method/price insurance we can get for 2 18 year olds, though one has 1 year NCB.
 
third party only

dont listen to anyone whop says insure it under your mums name and add you as a named driver, its illegal and invalidates your insurance if its your car and you drive it most.

:)
 
Norwich Union seem to like my bangers. There's usually little/no price difference between TPO and TPFT though on a car that cheap.
 
Will Gill said:
third party only

dont listen to anyone whop says insure it under your mums name and add you as a named driver, its illegal and invalidates your insurance if its your car and you drive it most.

:)
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Unless your company is aware that you are infact the main driver. Which is perfectly legal.
 
Will Gill said:
third party only

dont listen to anyone whop says insure it under your mums name and add you as a named driver, its illegal and invalidates your insurance if its your car and you drive it most.

:)
Click to expand...

how would they know if you drove it the most?
 
I insured my volvo in my moms name, but thats because i only sometimes use it for work (1 mile each way) and that was £250 TPFT.
 
SB118 said:
TPFT is usually cheaper than TPO for some odd reason.
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Because the kind of car you insure TPO is the kind of car you won't have any qualms about denting ;).
 
saitrix said:
Hi,

Between me and a friend (not the MG ZR one ;) ) we are looking at buying a cheap car for a H2R rally and maybe a ring beast. Whats the best method/price insurance we can get for 2 18 year olds, though one has 1 year NCB.
Click to expand...
Buy a trailor and get it towed to the 'ring'.

Now sure how many £100 cars can be described as beasts. :p
 
You havent seen which car it could be. ;) If you knew the plans you would certainly agree it is 100% beast!

Trailored isnt an option when its being entered in a rally now is it? :p Cheating i would personally say. ;)
 
Bug One said:
Buy a trailor and get it towed to the 'ring'.

Now sure how many £100 cars can be described as beasts. :p
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If the 'ring' is the one in Nurburg then I think it's actually a public road and therefore you'll need insurance. It's also a bloody long way to tow a trailer :p.

I also wouldn't fancy driving a £100 car any kind of distance. Up the budget to £500 and you'll have a lot more fun.
 
Adz said:
If the 'ring' is the one in Nurburg then I think it's actually a public road and therefore you'll need insurance. It's also a bloody long way to tow a trailer :p.

I also wouldn't fancy driving a £100 car any kind of distance. Up the budget to £500 and you'll have a lot more fun.
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Not when the home2rome you need a sub £100 car i cant really. You see the predicament now? :p Also before anyone says, yes i realise i have a screw loose for wanting to ring a £100 car!
 
Ebay and scrappers is really the best places to find them. Be careful though as scrapyard tried to flog a Nova for £100 which was a real dog. Old Saab 9000, 1.8 diesel Escort, older Volvo's really. But im looking at something more fun then them.
 
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