J please read my whole post I am not disputing they take 30% as I know they do from me. However This 30% is only taken on your net pay and then only after they have deducted your personal living allowance, rent (capped), and 50% of your pension costs.
If you think other wise you are wrong, either that or neither of you are claiming the deductions which are available to you.
I agree, but what I'm saying is the following:
Out of an attachment of earnings order, I have to pay approximately £665pcm which is made up of:
£491.44p for monthly Maintenance charge,
£163 (approx) to pay 'part of' the arrears accumulated over the years.
Those two figures combined is about 45% of my monthly income.
BUT, on top of that, I also have to pay £100 to reduce the arrears quicker because they want those paid within 24mths.
I have 'about' £6000 of arrears to paid off, over 24mths (it's actually now about 18mths) I have to pay about £250pcm to get this paid off.
They couldn't legally take more than 45% of my salary, but they did acquire a liability order from the courts and to avoid the baillifs coming round I was forced to make the additional £100pcm arrangement.
Out of 'about' £1500 (net) per month I get, there's about £760 paid out for just one child.
The arrears for what it's worth (and as per what you said) is made up because of their ridiculous method of backdating.
Because the work situation here in Wales for the last 4-5 years has been dire, I've had a few jobs. But each job I start (like you said) the first 3-4 months you don't pay while they do the assessment.
So after the 4th month they say "OK, you owe use £500 per month, back dated to the day you started, so that's £2000 you owe us". This goes on and on, charges added, blah blah blah.
The £6000 I owed was down to nothing more than me 'not' paying the CSA, but rather going from several jobs and not paying while they did the assesment.