I am not so sure if this is really a new problem to be honest, I can see return rates and they are no higher than previous cards in the past.
What is hugely different this round is the simple facts NVIDIA have sold so many it is absolutely crazy, like 100,000's, more than triple any card before them and as always the more you sell, the more issues you will see.
Its simple mathematics:
You sell 1000 and have a 2% return rate you will get 20 cards back!
You sell 5000 and have a 2% return rate you will get 100 cards back!
With 970 in particular it is more a case of this, so many are being sold means more people have them and are talking about them, good and bad.
As to power supplies solving whine issues in the past, infact they have, a perfect example was the 7990's they would squeal like a pig on an average PSU and better quality PSU helped with those too.
Its about the quality of the power being fed to the cards and a quality PSU internally can assist.
We don't test on a 2000W 8 Pack PSU.
We test on Superflower HX Gold 550-750W or Lead Gold 650-850W models, these are priced at £50-£120, so were not expecting anyone to have some kind of power station in their PC at home, that would be unreasonable.
As I've said several times to you, the Corsair unit you have is actually OK, its not one I'd buy and its not as good quality internally as others but I personally feel as your experiencing really bad whine that the card is indeed at fault and no PSU no matter how good will change that. Its simply a faulty card, so return it and we can replace it.
If on the off chance we have no issue and no whine then your PSU could be faulty, but I am 99% certain you just have a card with poor inductors.
Regards to 970 having coilwhine is a fact is not, it is simply down to volumes sold and as such more people with them, all cards have and can suffer coilwhine. Yes I will agree manufacturers could have made more steps to prevent it, better quality inductors, better containers, glue on the inductors etc. etc. but they did not but we must have sold at OcUK alone now more than 15,000 970's which are running without whine no issue. There are several people here who have had whine but accepted the PSU they owned might not be so suitable and changed PSU which solved the issue for them. Yet for others it made no difference or they already had a decent PSU and the card was simply faulty and needed changing.
That is the stance here at OcUK we are happy to swap any card out which has coilwhine audible, if we can hear it on our rigs we consider it a fault.