Collection agency want +£500 for a London congestion charge that I paid over a year ago....!

The £500 charge is obvioulsy largely comprised of repeat costs every time they try to contact you. Did the DVLA have your correct address? If they did not then the it's reasonable for them to charge you costs to find you. But if your details with the DVLA were correct at the time, then I'd suggest it is not reasoable.

It does sound like you owe them something. In your shoes I would find out whether there is a CCJ. If there isn't then make an offer.

if DVLA have your incorrect details then it's a £1000 fine iirc.

It's your responsibility to make sure your drivers license is registered to the correct address.
 
I don't own anything, even my mobile phone is not in my name. I also have access to another flat right next door with nothing in my name, so if anything went pete tong I could shift everything there in minutes.

I do pay all my bills mind you so am not worried.

But I can basically disappear in a instant.

you do realise you have basically told us you are a peasant. you don't work (legally). you don't own a car or even a home.

life sounds good.... oh wait.
 
Isn't he one of those "free man on the land" types?

Probably. What's more worrying is that his neighbour would provide him with safe passage when he's on the run. Which afaik is illegal and completely absurd.

Also I'm not convinced on the iq tests validity. 143 is pretty high. As in he would have a proper legal job and own a car, etc.
 
Also I'm not convinced on the iq tests validity. 143 is pretty high. As in he would have a proper legal job and own a car, etc.
Idk. Plenty of genuine, bona-fide geniuses have died penniless and destitute. Intelligence at the extremes doesn't necessarily equate to financial reward. Conversely, there's someone like Trump, who is very well off ;)
 
Never entertain debt collectors or fake "bailiffs". Don't answer the door to them or speak to them on the phone. Always send the "prove it" letter (templates can be found on all the debt advice sites) and follow it from there. If it's statute barred then tell them so, if it's not and it's a small debt, they will likely go quiet after a while when they realise you aren't playing ball. If it's a big debt, let them stew until (if) they send the official letter before court action then deal with it.

I certainly wouldn't be coughing up a few hundred pounds just on spec of a letter from some debt collection outfit who possibly bought the debt for pennies in the pound from the original creditor.

Source: Personal experience.
 
Probably. What's more worrying is that his neighbour would provide him with safe passage when he's on the run. Which afaik is illegal and completely absurd.

Also I'm not convinced on the iq tests validity. 143 is pretty high. As in he would have a proper legal job and own a car, etc.

On the run? From bailiffs? They don’t put out arrest warrants and cart you off to the debtors prison anymore lol.
 
you do realise you have basically told us you are a peasant.


I think he's trying to tell us he's not a slave/enslaved. Words like "peasant" are just mind control or NLP words designed to help enslave society. It's clearly evident in the way you have used the word. There seems to be the belief that peasants are somehow lesser people.

99% of all population that ever lives will never be "elite" level, they will never even come close, and even then the doors are locked shut. Most people will work for their entire life just paying rent or a mortgage and then they are 50, and they have a broken old house while their boss has mansions all around the world, 2 Ferraris and a yacht.

5-10% of society may be peasants, yet the 90%, in between the elite and the peasants, are just slaves under deep level mind control just helping their masters milk more money and power while being used to kill each other and make life better for the 1% elites, all while making life worse for the 99% rest of humanity. I cant believe how deep and highly effective the mind control is, we have people killing other people so that the 1% elite slave masters can get more power. Don't get me wrong there are sub-classes in the slave class, so even if you inherit a ****load from daddy, he was still a slave so you're still a slave, just slightly richer, but never part of the elite.

Anyway to conclude, as someone who has an interest in psychology and sociology, I certainly know what is better and worse for a human. Its better state of mind to be "free", rather than to be enslaved life under serious deep level mind control, the first phase of which is implemented at birth of a human. The enslavement leads to consequential "mental illnesses" too but many of these are purely natural and healthy responses to stressors, it's basically a way of carting people off who don't want to make good/compliant sheeplike slaves. I see it all the time sadly.

Also I'm not convinced on the iq tests validity. 143 is pretty high. As in he would have a proper legal job and own a car, etc.

What? You think intelligence equates to having a "proper legal job" and "owning a car".

Hahaha see you have just proved everything I've said.
 
Idk. Plenty of genuine, bona-fide geniuses have died penniless and destitute. Intelligence at the extremes doesn't necessarily equate to financial reward. Conversely, there's someone like Trump, who is very well off ;)

Most of the people who are the best off financially from my year at school were/are pretty middle of the road intellectually.

What I find quite interesting is that many of those that didn't do that brilliantly or just OK at school are now working and/or own companies in the electrical, plumbing, etc. trades and making 30-40K or more (though some of them are working quite long hours even if they are making good money) while quite a few of the brighter ones that went off to uni immediately are in jobs that more usually pay around 25-28K.
 
I don't own anything, even my mobile phone is not in my name. I also have access to another flat right next door with nothing in my name, so if anything went pete tong I could shift everything there in minutes.

I do pay all my bills mind you so am not worried.

But I can basically disappear in a instant.

If it is literally right next door then you're not disappearing very far? Surely rather risky if someone was on the look out for you in the local area and you're still in the local area, albeit you moved just one door down.
 
Most of the people who are the best off financially from my year at school were/are pretty middle of the road intellectually.

What I find quite interesting is that many of those that didn't do that brilliantly or just OK at school are now working and/or own companies in the electrical, plumbing, etc. trades and making 30-40K or more (though some of them are working quite long hours even if they are making good money) while quite a few of the brighter ones that went off to uni immediately are in jobs that more usually pay around 25-28K.


Trades are always in demand, especially with so many people falling into the "oh I HAVE to go to uni" trap and expecting a sweet job from it. Good tradespeople are on the decline so they charge accordingly.

But yes, same story here, 2 people in my school year have "noteworthy" jobs, one is now one of the leading nuclear medicine researchers in the UK, the other now runs half of the lloyds banks in london.

Most fall into the "office job" or "supermarket job" bracket. A few like myself went self employed. A few went into tradeswork.

The other common theme is those in office or supermarket jobs were the uni-goers. Most the trades and self employed went straight from A-levels into work.
 
If it is literally right next door then you're not disappearing very far? Surely rather risky if someone was on the look out for you in the local area and you're still in the local area, albeit you moved just one door down.

And this is indicative of the 'high IQ' claim. Bearing in mind its the same bloke who last christmas decided to announce to the forum how he went drink driving and got away with it, then got suspended.

Sort of explains why he doesn't have a car though.
 
Idk. Plenty of genuine, bona-fide geniuses have died penniless and destitute. Intelligence at the extremes doesn't necessarily equate to financial reward. Conversely, there's someone like Trump, who is very well off ;)

IQ is about the best predictor of income (wrongly referred to as "success" in that paper) but actually still explains very little of the variance in income. This holds across the entire normal* range, so very smart people are likely to earn more than very stupid people but it isn't an iron law or anything.

* - as in non-pathological, the correlation for people with severe retardation is, I suspect, near-total.
 
He could rent a house and lease a car. Oooh, Uber edgy stuff.

he would be on the grid then. he say's he's off grid and always has been until he had to seperate from his ex.

to lease a car you need credit - therefore pass a credit report - so on the grid

you also need a driving license - again on the grid as it's an offence not to tell them your current address with a £1K fine

thirdly you would need insurance at a valid address.

so try again.
 
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