Council Estates
- Thread starter Ixon
- Start date
I love all the comments about people saying they are glad they don't live on a council estate, like you wont get trouble from private home owners.
I own my home and so does my immediate neighbour. He has a job, doesn't have furniture in his front garden, isn't a yob and doesn't shout abuse at passers by in the evening.
What he does do is let his kids run ammuck and cause damage. He tells me he's replacing his garden fencing (been there 15 years) and feels the original fence (which borders my property) wasn't errected on the properly boundary and feels some of my garden is his.
He then also has issues about the type of windows I want to install as he feels they should match his. He also parks outside my house (his has a two car drive) and forces my visitors to park across the street.
Council Estate scum huh? crappy neighbours more like.
I own my home and so does my immediate neighbour. He has a job, doesn't have furniture in his front garden, isn't a yob and doesn't shout abuse at passers by in the evening.
What he does do is let his kids run ammuck and cause damage. He tells me he's replacing his garden fencing (been there 15 years) and feels the original fence (which borders my property) wasn't errected on the properly boundary and feels some of my garden is his.
He then also has issues about the type of windows I want to install as he feels they should match his. He also parks outside my house (his has a two car drive) and forces my visitors to park across the street.
Council Estate scum huh? crappy neighbours more like.
Theres a difference between being able to afford the mortgage and being able to afford a deposit. Average house price in Winchester is about 350k. So to afford an average house (assuming the going rate now to need a 25% deposit) I would need a 87.5k deposit. Add on that fees and such then your talking about 100k cash. You have that money lying around?
To buy a decent 2 bed house in winchester would be about 200k, so 50k, plus fees so about 60k, again I don't really have that much cash lying around. Do you?
Winchester and basically all of Hampshire are just the commuter belt of London. As such all prices not just house prices are as high as they are in London, but salaries do not refelct this.
To Franco 22, you must have an issue with comprehension, just because I live in a council flat doesn't mean I rely on the state. I still pay rent council tax and the like just like everybody else does. You know and pay bills too....
My wife was given the flat as a key worker when she worked for the NHS, you know nursing, taking care of people and adding to society working 50 hours a week and earning a crap wage?
It is a myth perpetuated by the Murdoch's of this world that people who live in council estates are all scabbing off the state. I would suggest my wife has added more to this state then most people here will do in a lifetime so take your head out of your tory arse.
Soldato
- Joined
- 28 Nov 2008
- Posts
- 8,725
- Location
- UK
I don't know where you get your numbers from, but the deposit you would need is 15% - 20% to get the best rates, which you could forego.
its not only council estates that this is happening - its bad neighbours - my estate (newish of 10 years) is all privately owned but now several places are being rented out, instantly you suddenly have someone who cares little for the community, doesnt pay anything and becomes a royal pain in the arse - amazing how they can afford to live in a house bigger than mine, all drive cars, breed etc when I have to save money to do anything nowdays! Wouldnt mind as much if they had a little respect for those of us who pay for them!
Soldato
- Joined
- 28 Nov 2008
- Posts
- 8,725
- Location
- UK
Accepting not-the-best fixed rate for the time being, until you can afford to remortgage.
Soldato
- Joined
- 14 Feb 2004
- Posts
- 14,316
- Location
- Peoples Republic of Histonia, Cambridge
Poland. Not everything about joining the EU is good
I laugh so hard reading some of these posts, i live on a council estate, supposedly one of the worst in the north east area i live in, any one from Newcastle probably has heard of it but its all reputation born form years ago, my end is quiet and my neighbors are respectful (for the most part) me and my girlfriend work hard, i pay my tax's and my rent and dont think i fit the stereo type flung around in this thread yet im happy where i live, my life for the most part is stress free, i don't have the money for a deposit and have more important things to save for at the moment.
really liking the way people have got onto this 'chav' culture horse and are riding it hard, every kid i new when i was young (29 now) hung around on street corners, in parks having a laugh, we didn't have a laugh at other peoples expense and always respected other people and there property, we drank yes but teenagers that don't are rare.
chavs arnt a problem unruly kids with bad attitudes towards life are and these arnt restricted to chavvy sections of society, kids from good backgrounds are just as likely to be unruly and antisocial
really liking the way people have got onto this 'chav' culture horse and are riding it hard, every kid i new when i was young (29 now) hung around on street corners, in parks having a laugh, we didn't have a laugh at other peoples expense and always respected other people and there property, we drank yes but teenagers that don't are rare.
chavs arnt a problem unruly kids with bad attitudes towards life are and these arnt restricted to chavvy sections of society, kids from good backgrounds are just as likely to be unruly and antisocial