:D

Soldato
Joined
21 Feb 2007
Posts
9,515
Location
Cheshire
Just got back from my driving practical with my Pass :D, so I think it's time to open my interest in the motors section and get some much needed advice.

Currently can't afford a lot, so I'm considering just getting insured on my parents car until I can afford a car, or is it worth waiting until I can afford my own car to get my premium down?

Just when I thought I could afford things again as well :D
 
First off well done. Second some insurers do take into account you being on someone else's policy and it will count towards your no claims.
Personally when i passed my test all i wanted to do was drive as soon as.
 
Congrats!

Get your parents to ask their insurer if named drivers get can build up there no claims discount. I did this with my GF when she passed and she's now on her own insurance and it's saved her almost £750!
 
Congrats!

Get your parents to ask their insurer if named drivers get can build up there no claims discount. I did this with my GF when she passed and she's now on her own insurance and it's saved her almost £750!

Thanks for all the info and thanks!

I'll try and get it all done tommorow and see what I can get offer wise, I think my parents are currently with Swinton but unhappy with them so they're likely to change anyway so my circumstances may get them to choose an appropriate insurer.

I'm also 21 so I've been told I might get a slight discount as well.
 
Nice one. Do what you can to just get driving, get used to being out on your own.
Be careful, some roads are horrible this time of year :)
 
Nice one. Do what you can to just get driving, get used to being out on your own.
Be careful, some roads are horrible this time of year :)

It's quite icy where I live, I was told it might be cancelled but apparently the roads were fine. in fact I was convinced that the hazardous roads made me more cautious not to cause an accident!
 
If I had the option it'd either be a Clio or a Polo, though I learned to drive in a Honda Jazz so I quite like the feel of Honda's :D.
 
Good luck with insurance, I find Admiral are a decent price but I guess it is different for everyone. If you have your own policy add your parents to it if possible as this has a massive effect on overall price, and pay anually, not monthly.

Go to Admirals website and you can change the quote details to workout the cheapest quote like changing the car type or type of job, not something you can do on the phone!
 
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