Debt collectors are coming to my home...!

[DampCat]

Have you had this sorted dude?

We had this for over a year when we moved into our current place. just keep telling them that person doesn't live there anymore. They'll work it out in the end. As the usual advice, don't let them in, send proof if they ask for it and don't worry about it. They can't take your stuff if you're not in debt. If it goes to some kind of court level, by the time they've actually done research into serving a court order they'll have worked out the person's correct details.

 

[Father Ted]

Still no update from the OP?
I fear he is now wearing concrete shoes and sleeping with the fishes. What a tragic waste of a young life...

 

[DominicStar]

They can only do this AFTER you have originally let them in once. They cannot just enter the first time.
As has been said. If they do show up, show them ID/Documents to state who you are and that you live there now not the other guy. Do not let them in under any circumstances, you can speak to them through the letter box if needed.

For how much longer though?

http://www.timesonline.co.uk/tol/news/politics/article5375668.ece

Presumably "robust industry watchdog" means the same as all the others, ie they are on the side of business or don't ensure they get truthful answers from businesses rather than the people on the end of them. eg, OFGEM and FSA.

 

[Haggisman]

bailiffs for private firms would for the first time be given permission to restrain or pin down householders. They would also be able to force their way into homes to seize property to pay off debts, such as unpaid credit card bills and loans.

Surely if they do this in the case where they have the wrong person, then you are entirely within your rights to protect your property with reasonable force (i.e. knocking them out with a handily place baseball bat) in the same way as with any other thief?

 

[Jest3r]

...for a bloke who doesn't live here.

I live in a rented student house and got a letter through the door, no stamp, just said 'Hand delievered at 06.55'. The letter is bright red from JBW saying a bloke owes £365 to them and they want it.

'Final notice before removal of goods'...never nice words.

So what is the best plan of action? Where do i stand legally? Is it down to the name of the guy or actually the house?

http://www.insolvencyhelpline.co.uk/debt_basics/bailiff-guide.php#bg6

 

[SideWinder]

All sorted. Apparently a guy was on his way round or something when we were ringing them up.

I dread to think what this other guy has got himself mixed up with...£365 + £200 on top in a week or so.

 

[matt_fsr]

All sorted. Apparently a guy was on his way round or something when we were ringing them up.

Yeah, and the Pork Squadron were just arming themselves ready for a bombing run..... Bailiff companies do talk such tripe!

I've had debt collectors call at the door, for a previous tennant - and to be fair to all of them, none were idiots - and all accepted fine that we weren't the people they wanted - don't remember even showing I.D. to most of them, which is the least I'd request if I was a debt collector.

 

[SideWinder]

Yeah, and the Pork Squadron were just arming themselves ready for a bombing run..... Bailiff companies do talk such tripe!

I've had debt collectors call at the door, for a previous tennant - and to be fair to all of them, none were idiots - and all accepted fine that we weren't the people they wanted - don't remember even showing I.D. to most of them, which is the least I'd request if I was a debt collector.

I think i have been influenced too much by something i saw on TV about baliefs...
...but i think their cases were much more serious!

 

[LoadsaMoney]

I've not been in a situation such as this but I think my first thought would be to pop down to the police station to get some advice...

Wrong, the first thing to do. is to post on here.

Which is correct out these 2 :-

1. Find person dying in street after being stabbed, so call 999 for Ambulance.

2. Find person dying in street after being stabbed, so looks for internet access to post on OcUK.

Yes, if you said number 1, then you would be wrong, number 2 is the correct answer, as OcUK is the first port of call in any situation, i thought everyone knew that.

 

[Origin]

So if you opened the door and they said they were debt collectors, then asked to come in then you said no, they wouldnt push the door open, push you out the way and come in anyway?

Ive heard some quite violent stories about debt collectors

They cannot legally do that, it is forceful entry. You would then be very much entitled to call the police.

 

[gam3r]

We used to get these sort of letters quite regularly. See my thread here:

http://forums.overclockers.co.uk/showthread.php?t=17912875

I called up the company and told them the situation. They said they would sort it out and it looked like they did, up until 2 months ago i got another one of these letters lol.

oh well.

 

[bledd]

just file them under B

Bin