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Janesy B · 3 Mar 2009 at 16:23

Depends on your area, whether you are getting TPFT or full comp quotes and who you are getting quotes from. Try and find out what difference the pass plus course makes as that could save him a fair bit of wonga. Don't get quotes from mainstream insurers as they will give you high quotes as they don't want your brother on the books.

grudas · 3 Mar 2009 at 16:36

bell.co.uk comes the cheapest for me im 18..

Janesy B · 3 Mar 2009 at 16:37

I got my insurance through Premium Choice, www.4youngdrivers.co.uk always seem to find a good deal for me. Make sure you insure Third Party Fire & Theft as fully Comp will be a joke and do some quotes with Pass Plus to see how much difference that makes.

grudas said:
bell.co.uk comes the cheapest for me im 18..

Bell are really poor for me, I guess it comes down to the area you are in.

Confused · 3 Mar 2009 at 16:38

The ridiculously high quotes are the company's way of saying "I'm sorry, we don't really want your business... however we will gladly accept the money if you're silly enough to pay it"

Janesy B · 3 Mar 2009 at 16:45

They're basically saying go away, it's not a serious quote.

Fr0dders · 3 Mar 2009 at 16:48

exactly

try www.moneysupermarket.com and www.gocompare.com as well as confused

Ive always got cheaper quotes with these compared with confused.

Skeeter · 3 Mar 2009 at 17:06

Something a miss there. Even if you lived in the Ghetto, FlexiBell would still cover you for half the price of any other company...

Janesy B · 3 Mar 2009 at 17:07

Skeeter said:
Something a miss there. Even if you lived in the Ghetto, FlexiBell would still cover you for half the price of any other company...

Says who? Flexibell comes up more expensive for me so bang goes your little theory.

InvaderGIR · 3 Mar 2009 at 17:09

Skeeter said:
Something a miss there. Even if you lived in the Ghetto, FlexiBell would still cover you for half the price of any other company...

I didn't think they liked brand new drivers, just young drivers, so the quotes make sense.

Repta · 3 Mar 2009 at 17:09

i cant get a quote under £1800, cheapest quote ive got is on a 205gti... which is very strange. Im 19 with 1 year as a named driver. Though I live in Northern Ireland which seems to meen i have to pay double....

InvaderGIR · 3 Mar 2009 at 17:10

On a similar vein, I can insure a 205 1.9 GTi for £700, my 328i for £800 and a Mondeo 2.0 for £1200.

Repta · 3 Mar 2009 at 17:13

InvaderGIR said:
On a similar vein, I can insure a 205 1.9 GTi for £700, my 328i for £800 and a Mondeo 2.0 for £1200.

Pretty much the same for me except £1800 for a 205gti, 328i £2100 and mondeo 1.6 £2150...

Makes no sense to me at all

Addicted · 3 Mar 2009 at 17:24

£5645 at the Post Office for a 1998 1.6 306

of course i went elsewhere, fully comp at directline for £1350 (£2000 but i had discounts such as online/pass plus)

Lashout_UK · 3 Mar 2009 at 17:41

12k from Lloyds on a Granada

Vigoro · 3 Mar 2009 at 17:52

got quoted 18k on my clio the other day, just look about, but i doubt you will find much cheaper

osc89er · 3 Mar 2009 at 17:54

smoove said:
So what companys do you suggest to try? I cant understand how its so much for a 1l polo?

For an older person with several years NCB the risky part of the equation is the car.

For a younger person with no experience and no NCB then it is the person who is risky. So insurance will be expensive no matter what car you go with. Should do better than £4500 though.

RickST · 3 Mar 2009 at 18:17

i used direct line when i first passed *edit* was 1400 fully comp on a 1.4 ibiza with no pass plus

make sure you have parents on as named drivers (if their licences are clean) as it will cut it down loads.

with direct line you can also do a weird thing with "main driver" which seems to reduce the quote again but im not quite sure how that works of the top of my head. might only be if your bro doesnt own the car.