disable S.M.A.R.T ?

Not a particularly good idea in my eyes, SMART doesn't always do much but it can inform you that the drive is failing and even if it only works in say 50% of cases then that is 50% of people with at least the chance to save their data.

No I doubt there is any real performance benefit, it is a pretty low overhead and I reckon the benefits outweigh the downside.
 
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