Disposable Income per month?

r2d2 · 31 Dec 2009 at 19:10

Ricochets just living the dream.

[TW]Fox · 31 Dec 2009 at 19:14

Scuzi said:
After tax I pull in around £140k a month. However, just before Yes Car Credit hit hte wall, I got a 6 year old Renault Scenic from them on finance for £139750 a month over 10 years.

£250 a month disposable y0

You need to get yourself a better job then you can afford a 5 year old Grand Scenic!

Scuzi · 31 Dec 2009 at 19:15

[TW]Fox;15631727 said:
You need to get yourself a better job then you can afford a 5 year old Grand Scenic!

I can dream

dalin80 · 31 Dec 2009 at 19:23

£80

£1100 in pm

£375 mortgage
£110 ground charge
£200 pension
£70 council tax

the rest for food, utilities and running my car.

yeah having your own place is not good for free spending money.

dowie · 31 Dec 2009 at 19:29

I guess I'm fortunate in that pretty much most of what I earn is 'disposable income' tbh...

I live in London but pay very little in rent - rent/bills/food etc.. can be covered simply from allowances for working outside of normal hours at a couple of weeks a month at work to cover US or Asian clients. My basic salary and bonus are pretty much disposable though I tend to save about 50% each month and blow the rest.

I don't fancy renting by myself just yet and tbh.. would rather buy a place - for the moment I get on really well with the girls I share a flat with and I'm fairly happy with my student type accommodation/professional salary.

moon man · 31 Dec 2009 at 19:29

not much
pay £1300 month plus tax credit £200 month
but mortgage £650 ctax 130 ect ec ect and 2 kids at uni
but only a year on the mortgage (overpaying by £600 mnth!!)

TheTard · 31 Dec 2009 at 19:53

i live with my parents (im only 18) and i only have to pay my bpoard, and phone contract so i'm left with like 750~800 per month

Alex_6n2 · 31 Dec 2009 at 20:48

Taking into account my student loans, rent, bills, living costs (food, clothing) and the fact that I don't urinate my money up the wall like my mates my disposable income per month comes in at about -£200p/m

Awesome.

Kreeeee · 31 Dec 2009 at 22:57

About £800.

The girlfriend earns a similar amount to me (well, 5k more!) and I don't own a car or have commuting costs which helps immensely.

Vonhelmet · 1 Jan 2010 at 01:06

I get £50 spending money after everything else is accounted for.

Any cash that piles up unused in the joint account gets thrown at the mortgage.

Raymond Lin · 1 Jan 2010 at 01:08

Not enough.

Al-Ectrician · 1 Jan 2010 at 01:12

Hedge said:
I always seem to end up skint because im crap with money, but on working things out I think I probably have a pretty decent amount of disposable cash left after my key outgoings.

I thought you were a plumber/heater Hedge

You must be doin it wrong
Al

gumbald · 1 Jan 2010 at 01:13

Little now that I've got a mortgage.

TONY · 1 Jan 2010 at 01:21

I have about £900 to **** up the wall after I have paid everything out including my car loan, insurance and rent etc, I really do need to pay off my credit card and overdraft soon as I don't really have any excuse to be in debt with my disposeable income.

smokedog · 1 Jan 2010 at 02:30

Around £2-3k a month after bills, but this soon change when my contract ends and I have to get a permanent job

[FnG]magnolia · 1 Jan 2010 at 03:07

Any left over gets put in the savings.

Rotty · 1 Jan 2010 at 03:11

I daren't work it out as each month my disposable income is easily disposed of

aftershxck · 1 Jan 2010 at 03:27

PMKeates said:
Hehe, yeah. This is another reason why a cashback credit card is a good idea - not only do you keep a solid record of (almost) everything you buy, but you get paid for doing so! Sometimes it seems a bit petty using a credit card for a £3 sandwich or a £9.50 shopping bill, but it's very useful to have the record and very nice to have the free money!

Thanks for bringing this cashback lark to my attention, reading about it here http://www.moneysavingexpert.com/cards/cashback-credit-cards - seems like the way forward!

Rojin · 1 Jan 2010 at 03:36

I'm married, I have no disposable income.

sorn21 · 1 Jan 2010 at 03:47

I work casual, constant work, but it's almost impossible to determine how much I'll have at then end of the week.

usually earn 250-300 pw, 1200 pm

100 fuel
60 food
35 phone bill
100 clothes

possibly 900 disposable, no idea what happens to that...

Oh and I live with parents, student

It varies wildly so 900 isn't constant, some months it can be zero.