Yeah if I commuted I'd have one already.
Cheapest I can get on my sal-sac is an mg4 for 337 a month.
EV general discussion
- Thread starter Ricochet J
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Yeah if I commuted I'd have one already.
Cheapest I can get on my sal-sac is an mg4 for 337 a month.
You can get a decent car for that much, providing you're happy to wait for good deals to appear and not too fussy about which exact car you get.
I found our company salary sacrifice offerings to be particularly uncompetitive, especially when taking into account the impact to pension contributions as well. The only advantages over going private were the lack of credit check, and the "safety net" of being able to just give the car back if you left the company for any reason.
I got mine privately through a company which offers vehicle contracts nationwide - they have quite a large selection of 2-3 year old EVs available to lease, e.g. you could get a 2020 ID.3 for < £250/month, 3 years/30k miles with no deposit (yes, I sound like an advert
)
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Soldato
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Oh look, another question.
I found our company salary sacrifice offerings to be particularly uncompetitive, especially when taking into account the impact to pension contributions as well. The only advantages over going private were the lack of credit check, and the "safety net" of being able to just give the car back if you left the company for any reason.
I got mine privately through a company which offers vehicle contracts nationwide - they have quite a large selection of 2-3 year old EVs available to lease, e.g. you could get a 2020 ID.3 for < £250/month, 3 years/30k miles with no deposit (yes, I sound like an advert
Yeah I agree. I looked around a while ago. They certainly make a chunk more than the market. Plus have issues if leave job etc
For 300 a month I'd be fussy! I'm particularly fussy in the colour!
No way I'd spend 3.6k a year on a black or. White car for example
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For 300 a month I'd be fussy! I'm particularly fussy in the colour!
It doesn't cost much less than that to run a car, full stop. Sit down and tot up the running costs of used cars in repairs, MOT, servicing, and depreciation - as well as higher day-to-day running costs - and it comes to a lot more than you expect.
Yeah, we're paying an extra €12/month to have our ID-3 in a beautiful blue colour rather than in the gross grey they have as standard
It doesn't cost much less than that to run a car, full stop. Sit down and tot up the running costs of used cars in repairs, MOT, servicing, and depreciation - as well as higher day-to-day running costs - and it comes to a lot more than you expect.
Yeah, we're paying an extra €12/month to have our ID-3 in a beautiful blue colour rather than in the gross grey they have as standard
There are some lush colours on some brands. I personally really like the look of the Peugeots colour and style.
I think the banger costs
1000 a year.
0 depreciation (it's so old)
Mot is like 50?
Insurance is 270 I think?
Servicing is about 200-300.. But it's very erratic. As if need something other than brakes etc it can obviously jump.
Fuel.. I dunno. I literally have no idea. I know we do about 6k miles a year. And average about 37mpg? I'm not sure.
Internet says it's about 44mpg.i week check on the little in car display.
So about 1800?
So yeah. Once huge bill may tip it to getting a lease tbh.
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Soldato
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other than outliers running a really old (but reliable) banger is always going to be a big advantage over any "new" car regardless of fuel type.
the same is true of anything....... compare the absolute deepest discount on a pair of sketchers and if you are going to compare it to the price of just keeping your 5 year old Tu trainers and purely on cost there is only 1 winner.
imo (esp if you are a low milage driver so dont rack up the cost per mile savings) the only time the costs are worth thinking too much about are when you are replacing your car anyway.)
the same is true of anything....... compare the absolute deepest discount on a pair of sketchers and if you are going to compare it to the price of just keeping your 5 year old Tu trainers and purely on cost there is only 1 winner.
imo (esp if you are a low milage driver so dont rack up the cost per mile savings) the only time the costs are worth thinking too much about are when you are replacing your car anyway.)
with a company car guess you don'y know how much insurance and maintenance cost - but a £250 lease all in versus additional toppings, two different products
That "but reliable" is doing an awful lot of work in that sentence. As cars get old lots of pieces start wearing out and needing replacement, and you never know whether you're going to get years of reliable running after that repair or whether you're going to have to burn another couple of grand on it next year.
For me it would be if I was to get that huge one off bill.
If it's like a 2k bill.. That would cover 2 years of cheap pcp. Because of course... that 2k bill might not be the last one.
But until that happens, keep going. Also there's something liberating of having a car you don't care about on the rough rural Welsh roads
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Soldato
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i can say it now as the car was written off, and we no longer have it... (so not tempting fate) but our 2011 pug 308 was almost immaculate condition and after teething issues on 1st getting the car (dpf replacement) the car was bullet proof. I was fully expecting to keep that car for the forseeable number of years.
it was only worth £3000 but was a really well made car. Definitely not a Friday one!.
should that time of come where we got a £2000 repair bill....... we would have sold it for parts and replaced it.
my dad has a 1994 shogun. similar story there (though it is far from immaculate!!!). he just had to replace some rear springs in it, but that "only" cost £250 or so from his local garage. it truly is in the throw away time of life however if it gets a major problem.
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Soldato
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indeed, and peak is going down almost 4p as well (24.4p for me but it is area dependent)... no change to standing charge.
i am waiting for the other shoe to fall..... i cant see them still giving me 15p for export if they are cutting import.
as it stands my current estimated yearly bill is £650 with 4600kwh annual consumption and that is going down to £600
but if export gets cut to say 10p kwh over all i think i will lose out. (insert worlds smallest violin image here.... i am well aware our bill is quite low compared to most, esp with 2 EVs)
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From email 'The key thing you should know is: From July 1 2024 your off-peak rate will fall to 7p/kWh.'
