First car

£10k isn't a great amount of money to earn if you apply yourself......maybe you should set your goals higher if you think 10k at 19 is outstanding....

In the world where your Dad doesn't have an S55 AMG its a lot of money, especially to somebody at 19 and especially when you consider the easiest way to get it is to quit school and go straight into work, not something your average intellectual such as yourself would do, with 6th form being a bigger consideration, limiting your earning power.
 
[TW]Fox;15398270 said:
Dont spend £10k because...

...you can only afford to insure crap cars. So you'll spend £10k on a crap car. Then 2 years later when you can insure a good car you cant afford one, as you spend it on a crap car 2 years previously which is now worth only £4k.

that and you will crash your first car

its called experience and its something they just cant touch you in driving lessons. Out in the big wide world when you're out on your own you can exceed the speed limits, and you can exceed your own limits. You only know what its like once you've been there and gone past the limit and crashed. You then make a note not to do that again and learn

I crashed approx 3 times in about 18 months when i was first driving. None of them major, just slight prangs and scrapes here and there from getting it wrong.

But you learn, and you become a better driver for it. You dont want to be learning like that whilst in a 10k car :)

£10k isn't a great amount of money to earn if you apply yourself......maybe you should set your goals higher if you think 10k at 19 is outstanding....

Re phrase that question to how it was intended

"there arent many 19 year olds with their own money"

and he has a point.
 
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When i was 19 i bought a brand new Focus but i had been driving since just after my 17th birthday so like others have said i wouldn't spend that amount of cash on your first car as you will regret it and want something better in 2 years time.

And it was all my own money before anyone says :P
 
When i was 19 i bought a brand new Focus but i had been driving since just after my 17th birthday so like others have said i wouldn't spend that amount of cash on your first car as you will regret it and want something better in 2 years time.

And it was all my own money before anyone says :P

What did you do when you woke up a year or so later and realised you just had a year old Focus parked outside and you'd spent the money you could have used to buy something else when your tastes developed?
 
For the OP:
A friend of mine is insured in his mums name, yet he had the car at uni......so obviously no-one will pay out if he is in an crash, so I have been helping him with quotes for his own name.

Anyway, he did a quote (21yr old, 3 years driving, no NCB) and if I put his postcode where the car is kept......£2100. My postcode is £1400.

The cost of insurance, especially for younger drivers is quite largely reliant on where you live!!

For the record is a Golf 2003 tdi 150
 
that and you will crash your first car

Statically, you won't.

its called experience and its something they just cant touch you in driving lessons.

I disagree. Core driving wise, those learners at a test standard will be better/safer drivers due to having the 'right' way of driving drilled into them every single time behind the wheel. With 'Experience' comes bad habits and over confidence in one's driving ability. You let things slip... until you find yourself 'slipping' into a kerb at 60MPH...

Out in the big wide world when you're out on your own you can exceed the speed limits, and you can exceed your own limits.

Because speed kills, right?

You only know what its like once you've been there and gone past the limit and crashed. You then make a note not to do that again and learn

Alternatively, you could just not drive like a moron? Better yet, save that pent up driving aggression for the track.

I crashed approx 3 times in about 18 months when i was first driving. None of them major, just slight prangs and scrapes here and there from getting it wrong.

Have you ever considered that maybe it was more 'You' than your inexperience?

I really don't understand this 'Don't get a nice car, because you'll crash it into a ditch like me!' mentality.
 
Statically, you won't.

statistically you will

Your insurance premium in your first year (assuming you start driving around 17/18) is nearly always 4 figures for this exact Reason

under 21s are statistically more likely to prang their cars than other road users. Its called learning how to drive properly. Something that cant be taught by the wheel shufflers doing 29mph in a 30.

In a real world you drive faster than this, but how fast is too fast ? young lads will speed, and they will exceed their limits. You dont know where the limits are when you first start driving so you only know you've gone past them when it goes wrong.

And im sorry, but new drivers are not better drivers than more experienced drivers than those with bad habits. I think everybody on here will agree with me that having fast cars as your first car just isnt a good idea as you havent got enough experience. And getting this experience has made them a better driver, not worse.

Being a wheel shuffler is no substitute for knowing what to do when your car looses control because you're going too fast for the conditions.

One of the first things the IAM teaches you is to ignore half the stuff you were taught in your driving lesson like wheel shuffling. And stopping doing that is very much regarded as "bad habit" by driving instructors. But its one of the first things the IAM tells you to stop doing !

Alternatively, you could just not drive like a moron? Better yet, save that pent up driving aggression for the track.

But most young drivers do, thats why their insurance premiums are sky high.

Because speed kills, right?

Where did you get that from ? exceeding limits is what causes you to crash. That can be the government imposted limit, or it can simply be the limit of how fast you can take that bend on the NSL road. You could be doing 50 in a 60, but it could still be too fast for the corner. Nowhere did i say i subscribe to this "speed kills" bullcrap mentality that the government ram down our throats.

Have you ever considered that maybe it was more 'You' than your inexperience?

There are plenty here who have admitted they crashed cars when they were young when they ran out of talent.
 
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I really don't understand this 'Don't get a nice car, because you'll crash it into a ditch like me!' mentality.


http://forums.overclockers.co.uk/showthread.php?t=18021364

That makes sense. You are one of those 17 / 18 year olds who think they're gods gift to driving and that they know it all.

Dont worry. with the passing of time you will realise what a plonk you were. We've all done it. Its called growing up.
 
Besides, who's to say that cheap cars can't be 'nice'? There's a certain feel to cheap and cheerful cars that you don't get with anything else.
 
statistically you will

Your insurance premium in your first year (assuming you start driving around 17/18) is nearly always 4 figures for this exact Reason

Care to link us to these statistics that say more than half new drivers crash their car within the first year? I'm curious because every single time I look up the numbers, the same story is told. Yes the number of drivers to have an accident is disproportionately high (and thus the stupid insurance quotes they have to put with) but none of them ever claim that you are statistically likely to have an accident. The highest percentage I found on my last search was 43% of 17 - 19s crashing their first car. High? Yes, but still, it's not statistically likely to happen until it's 51%.

under 21s are statistically more likely to prang their cars than other road users. Its called learning how to drive properly.

Not going to argue. But 'more likely' isn't remotely the same as 'statistically you WILL'.

In a real world you drive faster than this, but how fast is too fast ? young lads will speed, and they will exceed their limits. You dont know where the limits are when you first start driving so you only know you've gone past them when it goes wrong.

Again, I'm not going to argue against the point itself, but rather the way you put it. From your posts you make it seem like the only way a new driver is going to learn the limit of their car and themselves is to surpass the limit so far that they end up in a ditch. Upside down. As far as I'm concerned That's nonsense. I feel that suggesting that a new driver gets further practical experience behind the wheel where they can experience the 'limit' safely is far more useful than 'Buy something crap, cos you'll crash it anyway'...

And im sorry, but new drivers are not better drivers than more experienced drivers than those with bad habits.

I still stand by my point that those at a test standard will be more aware as to what is going on around them than someone who has been driving for the past 20 years without an accident and thinks that they know it all...

I think everybody on here will agree with me that having fast cars as your first car just isnt a good idea as you havent got enough experience. And getting this experience has made them a better driver, not worse.

Although this isn't really on topic, here is another thing that always miffed me. This so called experience you are supposed to rack up before considering a fast car. How exactly would 10 years experience in a 60BHP FWD shopping trolley make you better suited to pilot a 300BHP+ car rather than someone who has only done 2 years in the Shopping trolley? (Not a direct question to you by the way!)

Being a wheel shuffler is no substitute for knowing what to do when your car looses control because you're going too fast for the conditions.

I think the point is that if you were a wheel shuffler, you probably wouldn't be going that fast anyway! :p

Come to think of it, even if someone had suffered a few accidents in their first years of driving they aren't going to be any better at dealing with the situation than someone who hadn't, so I can't really understand the point?

One of the first things the IAM teaches you is to ignore half the stuff you were taught in your driving lesson like wheel shuffling. And stopping doing that is very much regarded as "bad habit" by driving instructors. But its one of the first things the IAM tells you to stop doing !

But you are just talking about one aspect of the 'learner' driving style. You're forgetting the constant observation, concentration and mirror checks every nano second.

http://forums.overclockers.co.uk/showthread.php?t=18021364

That makes sense. You are one of those 17 / 18 year olds who think they're gods gift to driving and that they know it all.

Dont worry. with the passing of time you will realise what a plonk you were. We've all done it. Its called growing up.

That's odd. I've just read through that thread and nowhere does it mention anything about what I think of my driving ability, or come to think of it, any relevance to this thread? :confused:

In anything, it proves my point. My first car is sitting outside without any accident damage, as is my second car... (and my third :()
 
[TW]Fox;15406904 said:
In the world where your Dad doesn't have an S55 AMG its a lot of money, especially to somebody at 19 and especially when you consider the easiest way to get it is to quit school and go straight into work, not something your average intellectual such as yourself would do, with 6th form being a bigger consideration, limiting your earning power.

What on earth does my dads car have to do with anything!? I'm not talking about the value of £10k, i'm talking about the ability to acquire it. At 19 you could have been working for 3 years or working for a year or working part time at uni, 10k is easily accessible if you apply yourself. The concept of that isn't that far removed from reality as people are assuming.

Btw i'm not your average intellectual;)

:p
 
Joshey said:
That's odd. I've just read through that thread and nowhere does it mention anything about what I think of my driving ability, or come to think of it, any relevance to this thread? :confused:

It just shows your age, somewhat explaining why your misguided into thinking your a safe and excellent driver.

Like i said, give it time when you grow up, and you look back and reflect. You'll think "why did i say those things"
 
If you want to spend 10k on a car, go ahead. Just make sure it is fully comprehensive in the event that it is crashed.

I still stand by my point that those at a test standard will be more aware as to what is going on around them than someone who has been driving for the past 20 years without an accident

Chopping off your last point...

I completely disagree. Someone who has just passed their test doesn't have the awareness of someone who has just passed. They tend to look in their mirrors because the instructor told them to. They do not have a full understanding of how traffic moves and how certain situations develop. This is only learnt by experience.

You may well be different, and we can only generalise.

How about a BMW 320D? You will struggle for insurance on anything higher and they feel very fast. A colleague had one as a company car in his previous job and reckoned it *felt* as fast as his CTR and S2000 due to all the torques. I drove my Dads one quite a bit after passing my test and loved it, felt a bit bulky tbh and I now much prefer his 120D Msport.
 
What on earth does my dads car have to do with anything!? I'm not talking about the value of £10k, i'm talking about the ability to acquire it. At 19 you could have been working for 3 years or working for a year or working part time at uni, 10k is easily accessible if you apply yourself. The concept of that isn't that far removed from reality as people are assuming.

Btw i'm not your average intellectual;)

:p

The number of 19 year olds who can clear £10k in savings as well as everything else a 19 year old will spend money on are few and far between. They exist, obviously they do, but they are a rare breed and they don't normally tend to be the sort who needs to ask Overclockers which nearly new hatchback to buy.
 
It just shows your age, somewhat explaining why your misguided into thinking your a safe and excellent driver.

Stop putting words into my mouth. Nowhere on the history of the internetz have I ever claimed that I'm an excellent driver... I've simply said I didn't crash my first car, shooting down your 'You will crash' theory down in flames.
 
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