First crash!

Buchanan0204 said:
I don't understand how a BMW and a bike had the time to overtake you. If you were waiting to turn into the industrial estate... surely you were waiting because there was traffic coming towards you in the opposite lane.

Now if the driver had time to pass you and then cut in front and back onto his lane.... surely you had time to cut across the road and turn into the estate?

Here's a mockup.

http://img6.imageshack.us/img6/6229/drivingincidentcopy.jpg[IMG][/URL]

If the red line is oncoming traffic. How could the biker possibly think he could have gotten past?

You say the road is wide enough for three lanes? It's still quite clearly a two lane road. So I'm confused.

I've either totally missed the point or... erm... something else :S.

Can anyone explain please?[/QUOTE]

On your google maps link, turn it around so you can see the traffic in the other direction.. You can see how traffic would naturally form two long lanes from the roundabout

[quote="Haggisman, post: 20004619"]Also your picture is inaccurate, my focus is (was) silver and 5 door :p[/QUOTE]


And I hope the biker wasn't doing an endo :p
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Vir said:
Let me just clear it up. It's not your fault, it's theirs.
(Loving the MS Paint jobs btw:D)
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As embarrassed as I am...


It was Photoshop haha!

P.S. It was late and I couldn't be bothered cutting out the car/bike properly. I also just used the brush tool for the red line. Which I suppose gives the Paint effect. :(
 
So let's say the lane closest to the industrial estate is lane 1 and your in lane 3, the far away lane on the opposite side of the road. The lane in the middle that other road users are using is lane 2.

Your in Lane 1... waiting to pass lanes 2 and 3 to get into the estate. Lane 2 was clear, however 3 was not... therefor you couldn't go, however lane 2 was clear and this allow the BMW to be able to overtake as he had a clear path???

I think I've got it!

So... the biker tried the same, however you started to move off and he hit the side of you??

thinkbike.jpg


P.S. As mentioned then. Regardless of you not noticing him in the right mirror or blind spot. He was indeed in the wrong of course and I'm pretty sure the insurance will see this also. Just show them my amazing photoshop mock up and they will totally understand.
 
Buchanan0204 said:
So let's say the lane closest to the industrial estate is lane 1 and your in lane 3, the far away lane on the opposite side of the road. The lane in the middle that other road users are using is lane 2.

Your in Lane 1... waiting to pass lanes 2 and 3 to get into the estate. Lane 2 was clear, however 3 was not... therefor you couldn't go, however lane 2 was clear and this allow the BMW to be able to overtake as he had a clear path???

I think I've got it!

So... the biker tried the same, however you started to move off and he hit the side of you??

http://www.motorcyclenews.com/upload/253907/images/thinkbike.jpg[IMG]

P.S. As mentioned then. Regardless of you not noticing him in the right mirror or blind spot. He was indeed in the wrong of course and I'm pretty sure the insurance will see this also. Just show them my amazing photoshop mock up and they will totally understand.[/QUOTE]

Basically this.

I'm generally very aware of bikes on the road, as I've been riding a pushbike on the road to work/college/etc since I was about 15 and I know how invisible we can be to cars (same obviously applies for motorbikes). Obviously in this case that didn't help :(

I've already forwarded your picture to my insurance co. in order to strengthen my case :p

In slightly more alarming news, I finally got my hire car today, only to be told that I can't have a like for like car, because the hire company are "struggling to find his insurance details". So this a) has me stuck in an i10 (which is making moving house somewhat challenging :mad:) and b) now has me concerned he's not insured :mad:
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Haggisman said:
I thought they were generally frowned upon on here? Going to call Bell again tonight, and see what they can do; if they're going to be dragging their heels unfortunately I wont have much choice =/
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on the contrary helphire have many fans here, they are fantastic catalysts for adding alacrity to otherwise lethargic insurance companies.

It wasn't your fault so why should you not have a like for like car etc...
 
NathWraith said:
I feel bad for you having the i10 as a hire car.

In fairness I have just being driving a VW fox for the last week :(
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Hehe, thanks for the sympathy! It wouldn't be quite so bad if it was something like a Fiesta, but I need to do a big shop and pick up some bits n pieces from Ikea, and I took a look at the boot of the i10, and I could probably fit in a few sheets of A4 if I'm lucky :( (Ok, slight exaggeration, but not that far off :p)
 
My only thought is that you were to the left hand of your lane, indicating right. I don't believe that the BMW and biker would have overtaken you if your road position was as you indicated, ie right over by the centre markings.

Just being devils advocate here. Just seems weird thats all.
 
bloodiedathame said:
My only thought is that you were to the left hand of your lane, indicating right. I don't believe that the BMW and biker would have overtaken you if your road position was as you indicated, ie right over by the centre markings.

Just being devils advocate here. Just seems weird thats all.
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I thought that as well. However the OP seems like a nice guy. So I believe him haha :D!
 
Just an update, called Bell when I got back from work earlier to moan about the car (i couldnt even fit a weekly shop in the boot!). Turns out the bike is insured but he wasn't insured to ride it, so until they establish whether he's covered by a doc policy i'm stuck with the hyundai... The guy on the phone wasn't particularly forthcoming with any info about how this would affect me, so any insight on here? Sorely tempted to give helphire a ring in the morning now :(
 
Where were you sitting whilst waiting to turn? That roads huge. If you had moved to the right hand side people could have got by you easily on the left while you waited for a gap.

If you were sitting to the left and indicating they may have thought you had stopped for some reason and were indicating to pull out and head straight (from stationary).

Thought I better add. Not saying it's your fault, just that from the streetview picture thats the only reason I can think for two vehicles overtaking you and why I question how far to the right you were.
 
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The_Abyss said:
Indicator not working - no way two people would go past otherwise, not at that location.
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In my mum's 52 reg (first ones of the new shape at the time) had an indicator bulb go and it made the indicators tick really fast when in use.
It was incredibly obvious when a bulb had gone.

Surely a Focus of the same ere would have been the same?
 
Coming from someone who has never had to deal with insurance or claims of any sort. What is helphire? A company that helps you get compensation from uninsured drivers or something?
 
jackthezipper said:
Where were you sitting whilst waiting to turn? That roads huge. If you had moved to the right hand side people could have got by you easily on the left while you waited for a gap.

If you were sitting to the left and indicating they may have thought you had stopped for some reason and were indicating to pull out and head straight (from stationary).

Thought I better add. Not saying it's your fault, just that from the streetview picture thats the only reason I can think for two vehicles overtaking you and why I question how far to the right you were.
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I was probably about 0.5-1ft away from the centre line, cant remember exactly, but i'd definitely pulled towards the centre in preparation to turn.

mglover070588 said:
In my mum's 52 reg (first ones of the new shape at the time) had an indicator bulb go and it made the indicators tick really fast when in use.
It was incredibly obvious when a bulb had gone.

Surely a Focus of the same ere would have been the same?
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Yup, exactly the same (think I posted this before?)

Helphire it is!
 
Insurance have just called me re: an offer for my car.

£900 for the car.
Less my excess of £150.
Less the £600?! I still owe on the policy as they need to cancel it.
So a total of £150.

Couple of questions:

My original policy was ~£600 in total, and expires in March, I've had to change my address with them in order to actually get things sorted in the new house - this has resulted in a £300 increase in the cost of my premium. Now surely it's not right that they can take this extra £300 into account when the accident occurred before the change of address?

Secondly - why are they taking this £600 off anyway? If they're cancelling the policy, why do I have to pay the remaining months?

Thirdly, give me some tips on arguing the value of the car, I'm sitting with several ebay windows open with cars of the same age and spec with similar mileage, and tbh they range from £1300 - £2500, so what should I expect to get it up to?
 
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