Have you checked your state pension forecast?

Then explain it.

It has to be something. People are less active? More people drive instead of walk? People eat too much convenience food?

There are less smokers than there use to be.

We are meant to be the healthiest generation of people alive, yet everyone is dropping like flies.

Baby boomer generation relied more on local produce or even grew their own.

Lifestyle or tainted food. Take your pick.

Also, the numbers of people suffering from young age dementia has rocketed up. Wtf
Take my pick. You are utterly wrong people aren't dying younger, life expectancy is still increasing. But by 60, you would expect 1/5 of the people you know to be dead.
And as for gmos there is nothing wrong with them. No evidence to suggest otherwise and a huge catalogue to say the opposite.

No we are not dropping like flies, your entire post is nonses.
We aren't as healthy but thanks to modern medicine we are still living longer.
Despite being obese, diabetic nation.
if you want to jump to conclusions there's a strong but unproven correlation with diet advice in the 70s and a drop in health but not le.

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Probably influenced by articles such as this.

http://www.latimes.com/science/la-na-death-rates-20160129-story.html

And the number of people dropping dead around me.

I know someone who died from TB just last year, in this day and age.

There is most definitely something wrong with our cultures.

Here's a valid source.

https://www.ons.gov.uk/peoplepopula...ytables/2015#number-of-deaths-in-the-uk-rises

8. Number of deaths in the UK rises
The provisional number of deaths registered in the UK in 2015 was 602,782; a rise of 5.7% compared with 2014.

In both Scotland and Northern Ireland, provisional figures suggest the number of deaths in 2015 increased by 6.2% and 5.9% respectively.

Similar increases in deaths have been reported within Europe, with France reporting a rise of 7.3%, Spain 6.7%, Denmark 2.4% and Switzerland 5.2%; some of these figures are provisional. Several countries have not yet released mortality figures for 2015.
 
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12 more valid years until I will qualify for my full potential ~£155 per week.

Think I better go barmy with savings into one of those Lifetime ISAs that start next year, transferring over my Help To Buy ISA, as it's one of the limited ways I can get the former as someone over 40.
 
Rubbish. Verified through post office and entering correct NI number but still cant sign me in.

I know it is in beta and all but kind of bad how when information you enter doesn't precisely match up with what they expect it lands you on a page where you can either request help or... nothing. Unless I'm missing something doesn't seem to be any simple way to go back and re-enter data or try again without completely restarting everything from scratch manually.
 
Probably influenced by articles such as this.

http://www.latimes.com/science/la-na-death-rates-20160129-story.html

And the number of people dropping dead around me.

I know someone who died from TB just last year, in this day and age.

There is most definitely something wrong with our cultures.

Here's a valid source.

https://www.ons.gov.uk/peoplepopula...ytables/2015#number-of-deaths-in-the-uk-rises


And what where birthrates doing 60+ years ago. Would it be the start of baby boomers after ww2, and thus more population to die. Your link is stats only, it doesn't give a reason and you still have nothing.

As for the other link how on earth could you link it to GMOs and in now wya does that mean life expectancy is decreasing. It evens says the trends aren't found in western Europe.
 
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Got 2 years mssing one 11 years ago looks like i missed one weeks contibution in that year lol was self employed then, and one 20 plus years ago no idea why there is gaps in that one.

You can usually only pay for gaps in your National Insurance record from the past 6 years from the .gov website

can't do anything about it then oh well nevermind :p
 
Currently £95.89 a week, need another 14yrs for the full amount. Saying that I've got a private pension I started when i was 20, so 23yrs in that and also 11yrs so far in the 1995 NHS final salary scheme.
 
You are doing it wrong then. There are plenty of ways to confirm your identity. Maybe spend some time to learn something instead of blaming immigrants for your failing. :p

I only have the option of passport details as well for some reason - if I choose that I don't have a passport it ends abruptly with "unable to id" with no other choices, if I fill out my passport details it also ends abruptly with a message about no such person exists.
 
I only have the option of passport details as well for some reason - if I choose that I don't have a passport it ends abruptly with "unable to id" with no other choices, if I fill out my passport details it also ends abruptly with a message about no such person exists.

I had to do it 4 times before it let me on.
It didn't know my passport, didn't know my payslip but eventually did know my payslip.
 
Just checked mine




You can get your State Pension on 13 September 2052 when you’ll be 68, your estimate is

£155.65 a week

£676.80 a month, £8,121.59 a year



So I guess not the full amount

£155.65 is the most you can get

When you reach £155.65, you still need to pay National Insurance until 2052 as it funds other state benefits and the NHS.


- Crap that I have to still pay NI even though I dont get anymore



I only started my private pension at around age 30 so 2 years ago, around £102 going in each month (employer contributions + mine)
 
Is it worth paying the voluntary contributions for years you did not contribute enough?

I'm looking at £1500+ in voluntary contributions if it makes a difference in my pension in the end.
 
It's not too late. Assuming you retire aged 68 you've got a good 30 years of saving ahead of you. Remember that when you pay into a pension scheme you don't pay income tax on what you pay in, and your employer is legally obliged to contribute to your pension as well.

Just one caveat here - that is subject to a contributions allowance. This is particularly relevant for higher earners. So if you're earning £210k you can only contribute £10k into your pension tax-free.
 
- Crap that I have to still pay NI even though I dont get anymore

I paid full stamp (as it used to be called) at least 2 years ago and I've got to carry on for another 8 years :(
The thing is if I got ill and had to finish work I would still get the same in 8 years time.
 
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