This little episode I had yesterday got me thinking - Due to no fault of my own my car could quite easily have been written off - It was a new Citreon people carrier and my car is a 8 year old Focus so if I had been hit there would have been a good chance my car could have been scrapped - It's 2010 Focus Titanium on 65k with full dealer service history and well looked after. - There but for the grace of God and no more than about 2" gap - he was CLOSE.