Just work 60 hours a week bro.
How do people afford to work in expensive areas of the country?
- Thread starter Stu999
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Just work 60 hours a week bro.
Soldato
You’ll fit right in with the other Londoners.I'm very annoying and I hate other people.
Soldato
Yes, just like the Brits did a century or two ago.
Yep, the good old days when we all used to work down mines \o/
Stagnation or even massive cuts in real terms especially for some public sector jobs eg NHS.
It’s completely unsustainable, totally agree. Especially in places outside of London where the salaries are just not keeping up at all. At least here you’ve got some degree of compensation in the private sector eg top band solicitors starting on £150k once newly qualified.
They do indeed and there is a lot of merit to it from a family perspective. My job however involves me visiting a great many of these houses and whilst the desire to live together and thus be of help to each other is certainly admirable, there is a striking amount of over crowding in many houses that were simply never designed to house so many people. That’s why so many parts of london (Acton and Southall for example) that have a predominantly Asian demographic have many houses that are full of multi generational families, the garage is converted (often illegally) into further accommodation and gardens are no longer existent having been concreted over or built on by often dubious timber framed lean to ‘extensions’ without any form of planning or building regulation approval to house further people. I very often find that the younger generations have moved to England to work and then have brought their mums and dads and uncles and aunties over. You often find that the older mums in particular barely speak a word of English - I will say though, I’m always welcomed warmly and often fed some cracking food haha!
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I think there are going to be big worker shortage problems for London in future. Too expensive to travel in, to expensive to move in.
You can offer a high wage, remote working part of the time but as soon as you mention some travel to London they don't want it. They would rather earn a lot less elsewhere.
You can offer a high wage, remote working part of the time but as soon as you mention some travel to London they don't want it. They would rather earn a lot less elsewhere.
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This is the big issue. In Asia the houses are often much bigger, even for a fraction of the price. Every couple or generation might have their own floor or wing or apartment, with the ground floor being the central communal area with kitchens and lounges etc. ensures everyone has their own private space with kids, but then they get the benefits of living together eg family support, childcare, pooling of financial resources etc.
Houses in the UK are so small on average as you say that people end up living on top of each other, sharing bathrooms. And this is within that south Asian community who already have very strong family ties and values.
Regardless of need, it'll be very hard for the average Caucasian British family to adopt that sort of model after many generations of following a nuclear family and separation type of life. I mean it's not uncommon for parents to charge their kids rent at 18, or families to see each other once at christmas. Going from one extreme to the other will be an almost impossible culture shift.
Soldato
I mean you are advocating for a person to give up, stay where they are, and after 5 years, instead of saving 50k, they would have nothing.
Or to commit suicide, but those are the only two options, that you seem to be supporting?
You should be posting better ideas or other paths to achieve, because if you go above there are only 2 other options. If you use Santander cycles you will save £190 form that £200 travel budget for example
Even though i was talking about hours in relation to an actual job, studying something, or looking for other jobs or doing research etc..is all "work"
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Caporegime
A minimum wage job with 60 hours per week can be found anywhere in the country though and for £600 a month you could actually get a nice place with parking. Maybe even a 2 bed terrace or something and within 2 years have a deposit to actually buy a house.
The advancements in technology in the last 15 years has made the benefits of living in a city null and void. 10 gig up and down is a reality in my market town and you can get everything delivered to your door with a click of a button. My morning commute takes me 7 minutes.
I does beg the question what is going to happen when people start to flood out from the South (It is already happening) leaving no one to do essential jobs to keep the cogs running. I had one guy on a course with me last month who has lived right next to West ham all his life and sold up and moved here. He went from a flat to a full sized house and wish he had done it years ago. Word soon snowballs as time moves on.
Caporegime
Shack up with a partner who earns more. No mortgage.
Tbh this does show how terrible it is.
You can no longer do a normal working week, have a life and own a home.
You have to either.
-sacrifice everything
-work every hour
-live rent free
Its not great. And we shouldn't be saying "just deal with it".
If the Government are getting scared of population decline (I hear it's going up due to immigration) and want to promote families... It's not going to happen.
I don't really know what boomers actually went through to buy thier houses. But I've heard it wasn't too bad on one salary.
That is not the case anymore. And..even if you do manage it... You have a huge huge mortgage.
I'm still of the opinion, if you're on minimum wage or near get out of London if you can. Move out of the UK. You're going to be dependant on a state that's moving more towards the USA system where it you're poor you die.
In a way, I agree, that's life, it isn't fair etc. But it sucks. It really does. Between social media, home ownership becoming a dream rather than a goal, climate change, the state of the country... I would not want to be 18 now.
I'm surprised it doesn't happen now. I can only assume it's too hard. Ie, friends, family etc. Not everyone can stomach moving. I don't get it personally, as I love it. I have no issue leaving everyone behind. But I know most aren't like that.
But it's a huge sacrifice. Obviously not everyone can.. But I am surprised infrastructure and essential, often underpaid vacancies arent more prevalent.
Sounds a sorry existence to me. But again, everyone is different.
At least woman have only fans and escorting option. I joke, but in a city that is a very lucrative income stream. No wonder so many do it. What choice is there. I certainly don't judge anyone for it. I'm surprised more don't tbh.
Soldato
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I'm from cardiff, but moved up the valleys when i met my wife. Cardiff is the London of Wales.
My old flat in Cardiff Bay was £650 a month, 12 years ago. The same flat is now around £1500 a month. More than double.
When i met my wife, i rented out my old flat (owned) for £400pcm to a long-term, no problems tenant. I sold that a year or so back, and it's now renting at £775 a month. Nearly double.
Christ knows how people can afford those sort of rents as wages have not doubled during that time.
My old flat in Cardiff Bay was £650 a month, 12 years ago. The same flat is now around £1500 a month. More than double.
When i met my wife, i rented out my old flat (owned) for £400pcm to a long-term, no problems tenant. I sold that a year or so back, and it's now renting at £775 a month. Nearly double.
Christ knows how people can afford those sort of rents as wages have not doubled during that time.
Soldato
As regards boomers, well my house purchase was early 2000s so it was also open to gen x and early gen y , so in Yorkshire newish 3 bed semi with detached garage was 42k i think that was just over 3 times salary, 5% deposit but family credit was very generous with 2 kids and my ex did part time
so it was very easy not only to buy but to pay off in under 10 years sell and run with the cash (surfs up)
so it was very easy not only to buy but to pay off in under 10 years sell and run with the cash (surfs up)
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I've only lived here 4 years.
And in that time the rent has rocketed in east Cardiff. And so have the house prices. On our modest 260k house it hit (zoopla/right move estimate) 340 on last look.
Rents have gone crazy. It's once of those areas where rent is much much more expensive than the equivalent mortgage.
Even though I live in one of the cheapest areas within Cardiff I guess rents have increased because people are forced out this far.
Also. There isn't much close to Cardiff to live in. Apart from the really expensive areas.. You don't have to go many miles as crow flies to add significant journey time.
Soldato
That’s progress for you
Soldato
South east wales is probably more expensive now because the bridge tolls have gone.
But back in the eighties when I bought my first house, I couldn’t afford to buy in the southeast where my family lived. At the time I was in the aerospace industry and loads of sites in the south east were being closed, so not easy to find employment either.
I honestly don’t know why youngish people are putting up with it all, not that I can think of anything they can do about it.
My 2 young adults are stuck at home now, others nearby seem to either move back home or just struggle on a shoestring budget.
Not good at all, meanwhile all my bills keep increasing while my meagre pension stays roughly the same.
The real crux is that no government will be able to fix it without a huge amount of pain, I can’t see labour doing that and the tories have had 13 years feathering their own nests.
But back in the eighties when I bought my first house, I couldn’t afford to buy in the southeast where my family lived. At the time I was in the aerospace industry and loads of sites in the south east were being closed, so not easy to find employment either.
I honestly don’t know why youngish people are putting up with it all, not that I can think of anything they can do about it.
My 2 young adults are stuck at home now, others nearby seem to either move back home or just struggle on a shoestring budget.
Not good at all, meanwhile all my bills keep increasing while my meagre pension stays roughly the same.
The real crux is that no government will be able to fix it without a huge amount of pain, I can’t see labour doing that and the tories have had 13 years feathering their own nests.
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That happened quite a while ago and yeah I do believe it shot them up.
Monmouthshire is a lovely county too
Just looked. It's the most expensive county too
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Soldato
6o hrs a week isn't living , maybe for F.I.R.E it would be worth it to shave a couple of decades off your working life , but to burn it as rent, just no