How does your life change when you move out?
- Thread starter opethdisciple
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Who cares if people want live with their parents at any age. If all parties are happy and that person is contributing I don't see a problem. It's only amongst white people that there is this stigma. You only get your parents once and then that's it.
TallPaul_S;30474475 said:
Not much different in parts of the South West either - infact most of the South West as you either have areas that have suffered significant wage depression over the last few years while rent has stayed the same or have had transport links to places like Bristol significantly improved which has increased rent/house prices dramatically (i.e. increasing at double the national average) which is ok(ish) if you work in somewhere like Bristol with a higher wage but not so fun for those who work in the local area.
I moved out originally around 21-22 but then like you about 4 years later a lot of work dried up in the area and I ended up moving back to my parents (where I found work pretty much immediately) originally intended to save up for a mortgage but then house prices went ballistic so I've just kind of sat back and gone LOL while saving up some money and deciding what to do - either hope prices go down again/crash at some point and take advantage of the situation having some saving behind me or maybe look towards finding work in another area.
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Richdog;30479307 said:OP is clearly avoiding this thread now.
OP is still here.
I'm staying put this year, saving more money. I need enough to buy something decent in a decent area. It needs to make sense.
Plus someone else kind explained to me that if interest rates increase and house prices drop, my money would be better off in the bank than in property.... so the fact I am waiting anyway to get something I WANT it kind of makes sense what with Brexit and the uncertainty in the UK economy.
opethdisciple;30481001 said:OP is still here.
I'm staying put this year, saving more money. I need enough to buy something decent in a decent area. It needs to make sense.
Plus someone else kind explained to me that if interest rates increase and house prices drop, my money would be better off in the bank than in property.... so the fact I am waiting anyway to get something I WANT it kind of makes sense what with Brexit and the uncertainty in the UK economy.
I can tell you this now, with Brexit on our doorstep. The interest rates will not be going up for years.
opethdisciple;30481001 said:OP is still here.
I'm staying put this year, saving more money. I need enough to buy something decent in a decent area. It needs to make sense.
Plus someone else kind explained to me that if interest rates increase and house prices drop, my money would be better off in the bank than in property.... so the fact I am waiting anyway to get something I WANT it kind of makes sense what with Brexit and the uncertainty in the UK economy.
Do you not want to have girls or your mates over? How does that work out while living at home? I'd move out for the social reasons alone, never mind sharing a house with my parents. Life is more important than being slightly better off financially
opethdisciple;30481001 said:OP is still here.
I'm staying put this year, saving more money. I need enough to buy something decent in a decent area. It needs to make sense.
Plus someone else kind explained to me that if interest rates increase and house prices drop, my money would be better off in the bank than in property.... so the fact I am waiting anyway to get something I WANT it kind of makes sense what with Brexit and the uncertainty in the UK economy.
excuses
time to grow up and let your parents have some of "their" time.
I'm 36, about 7 years ago at age 29 I had no savings and always lived at my parents house. I then got a new job with a company who won a 25 year contract from the local council. So I decided it was time to start saving for a mortgage deposit. I managed to save up for a 25% deposit - of which I made huge, huge cutbacks to all my expenditure I was literally micromanaging everything.
Age 32 I moved into my own home, a 1-bed apartment brand new and first-time buyer. I absolutely love it! I wish I'd done it when I was 22. I bought my apartment for £120k its now worth easily £145k - 3 years 4 months later.
One of the reasons I moved out was in hope of trying to have a better chance of finding love and having extra freedom. Now I'm still single after over 3 years, I'm still bringing back women, I just can't find one who I really feel a strong spark with, I get bored of them quickly. I'm the same with friends I just find that people bring more hassle than they are worth which has made me realise and accept being a loner is fine, as life just seems so much easier without friends. Albeit sometimes loneliness kicks in but then there are hobbies and things to keep your mind busy.
My parents live 15 miles away so i visit them every Sunday, its a bit of a family tradition thing as we get on great anyway, my sister and cousin's families live literally down the road from them as well. And yet I miss my parents company even though they're now 68 and 66 I still see them as if they are 40. My dads in a somewhat degrading state I can tell he's suffering physically, a part of me wants to move back home just so I can be there with him during his last years here, my mum is fine.
A part of me misses living back there, not for the maid service and the cheap living, but for their company, knowing they are there in the other room who will do anything for me unlike anyone else would (other than my older sister).
I do have an awesome apartment though, its really great, I love this life style. Other than hoping I keep my job for a long time I don't have any worry or stress outside of work, life is sweet. My parents keep asking me when am I going to give them grandkids, I tell them straight its probably never going to happen lol, I don't want any stress what so ever, I don't even have a pet because I wouldn't want it dying from boredom while I'm at work or watching TV or playing some game.
Age 32 I moved into my own home, a 1-bed apartment brand new and first-time buyer. I absolutely love it! I wish I'd done it when I was 22. I bought my apartment for £120k its now worth easily £145k - 3 years 4 months later.
One of the reasons I moved out was in hope of trying to have a better chance of finding love and having extra freedom. Now I'm still single after over 3 years, I'm still bringing back women, I just can't find one who I really feel a strong spark with, I get bored of them quickly. I'm the same with friends I just find that people bring more hassle than they are worth which has made me realise and accept being a loner is fine, as life just seems so much easier without friends. Albeit sometimes loneliness kicks in but then there are hobbies and things to keep your mind busy.
My parents live 15 miles away so i visit them every Sunday, its a bit of a family tradition thing as we get on great anyway, my sister and cousin's families live literally down the road from them as well. And yet I miss my parents company even though they're now 68 and 66 I still see them as if they are 40. My dads in a somewhat degrading state I can tell he's suffering physically, a part of me wants to move back home just so I can be there with him during his last years here, my mum is fine.
A part of me misses living back there, not for the maid service and the cheap living, but for their company, knowing they are there in the other room who will do anything for me unlike anyone else would (other than my older sister).
I do have an awesome apartment though, its really great, I love this life style. Other than hoping I keep my job for a long time I don't have any worry or stress outside of work, life is sweet. My parents keep asking me when am I going to give them grandkids, I tell them straight its probably never going to happen lol, I don't want any stress what so ever, I don't even have a pet because I wouldn't want it dying from boredom while I'm at work or watching TV or playing some game.
A few anecdotes from the BBC about people (couples) under 25 who managed to buy their first home. Most seem to make pretty light about the sacrifices in hindsight.
http://www.bbc.co.uk/news/uk-38564137
http://www.bbc.co.uk/news/uk-38564137
The_Abyss;30481336 said:
I need to move
. You'd be lucky to get a 2 bed flat here for those prices. Seriously, anyone living at home with their parents with a reasonable job should be able to save a deposit in a couple of years at those prices, less so if there's two of you.
Moothead2;30481354 said:I need to move
You'd be lucky to get a 2 bed flat here for those prices. Seriously, anyone living at home with their parents with a reasonable job should be able to save a deposit in a couple of years at those prices, less so if there's two of you.
Won't even get you a studio flat in London though
The_Abyss;30481336 said:
Hah I read that, I'm 25 and recently bought a house with the mrs.. But the mortgage is almost crippling large (as the house was around 250k and needs around 25k of extra work) and we only earn slightly more than the highest on there
I had a lot more holidays etc while saving to buy!
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The_Abyss;30481336 said:
Too many people don't want to make the sacrifices needed.
They want the latest gadgets, or not forgo a holiday, or cut own their drinking etc...
It's amazing how much you can save per year, even on a lower salary if you're willing to re-evaluate things.
Freefaller;30481965 said:
I agree. People complain they cant afford saving for a deposit but happily spend,
Over £50 a month on a new phone contract.
Over £90 a month on Sky TV and hardily watch live TV.
Over £200 a month a new car lease.
God knows how much money on cigarettes and alcohol.
Moothead2;30481354 said:
Dunno what its like at the moment (typically I hit it at the worst possible time) as I stopped checking but problem was - I saved up for 2 years by which time I needed to save for about another 1-2 years or seriously downgrade on my original expectations, repeat, as at best I was basically treading water. Think it has probably eased off a bit now but I'm not in a tearing hurry to move out again right now.
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malachi;30482125 said:
Over £50 a month on a new phone contract.
- Can you even get phone contracts that expensive anymore? A phone does the job of, music player, calculator, notebook, pen, books, encyclopedias, television etc. Did people not used to have these things? Phones are cheap for what they do, even at £50.
Over £90 a month on Sky TV and hardily watch live TV.
- Young people don't pay for sky tv, they've been brought up with torrents and kodi
Over £200 a month a new car lease.
- Possible, but it's more likely they don't have a car at all.
God knows how much money on cigarettes and alcohol.
- Vaping is so cheap it's as good as free. Alcohol consumption amongst the young has been falling for years (and rising for those over 50)
That aside. Deposits these days are in the order of £50,000. Can you save £50,000?
Housing is too expensive, end of, that is the case, full stop. I don't blame the young for not bothering anymore. It's the same as thinking, lets save up for a luxury yacht, or Ferrari.