How does your life change when you move out?

Move out NOW!!!

I am 30 and moved out 1 month ago. Best decision ever.

My rent increased from £300 all in at home to £700+bills in a 2 bed with a friend. I have about £1k after rent left a month and it is fine, I am in London too.

Just having the feeling of it being your own place, being able to do what you want, and bring a girl back home :D , is worth it.
 
Just do it!

I moved out, and moved city, when I was 16. I'm 28, and bought my flat last year when I Was 27. If the worse happens, you can move back home. But at least you've done it.

Yea, sometimes you get a bit lonely and bored. But you can go out, see friends, family, whatever. Othertimes are great because you can do what ever you want. Want to spend all day in pajamas, playing games and drinking at noon? Crack on! Shower beer? Crack on! Beer in bed? Crack on! A lot of living alone revolves around beer.

I'm in a weird position now, my girlfriend is very keen for us to live together. However we both own our own properties and they are very different. And do I really want to go from being alone to living with someone again? I don't think so!
 
The first thing you'll notice is you'll have a lot less expendable income so say goodbye to those random impulse buys. The main thing though is you'll have complete freedom. You never know how restricting it is living with a parent/friends/other family until you're just sitting there naked in front of the tv or taking a dump with the door open etc.
 
The first thing you'll notice is you'll have a lot less expendable income so say goodbye to those random impulse buys. The main thing though is you'll have complete freedom. You never know how restricting it is living with a parent/friends/other family until you're just sitting there naked in front of the tv or taking a dump with the door open etc.

taking a dump with the door open :D

THIS 100% lol
 
Bad choice, your savings won't keep pace with house price growth. The arrogance of "I will buy what I want, where I want" might not work out.
 
The reason I moved out is because me having girls stay over wasn't acceptable in the eyes of my Mums Husband, if you have a cool living arrangement where that isn't an issue then sure, you could stay at home till you're older. I wouldn't leave it too late though or you'll be paying a Mortgage off into your late 60s
 
Of course mortage can be a great investment but renting is far from a waste of money, it has it's benefits, freedom being the main one, having the key to your own place rented or not is a great feeling, and imo it's a big part of evolving yourself and growing up, unless your staying at home to achieve a deposit on a house etc you stagnate at home, you're 5 years away from being a 40 years old!

Do it!
 
If it mean anything, I moved out last year at the age of 21. While it is hard, I have to say that I have learnt so much as of recent - from house stuff all the way down to doing mechanic work on my motorbike.

I say do it, if you don't like it then fine. But at least then you can say that you at least tried. That's the main point, i'm sure others will agree.
 
Want to spend all day in pajamas, playing games and drinking at noon? Crack on! Shower beer? Crack on! Beer in bed? Crack on! A lot of living alone revolves around beer.

until you're just sitting there naked in front of the tv or taking a dump with the door open etc.

These two paragraphs should really be all the convincing you'll ever need.

I can't remember the last time I had a poo with the door shut at home, even with visitors around. It's my house, I'll do what I want.
 
While that may be true, what most women are looking for in a man (when wanting to settle into a long term relationship) is confidence, financial security, social standing and ambition. Basically has he got his life together enough to build a life with? Someone still living at home demonstrates they aren't confident to move out, can't afford to, still needs their parents help and lacks the drive to make it on their own. That may not be the case for the OP or every man in a similar position. But that is how many women would view it. He limits his future relationships by staying at home.

It demonstrates absolutely nothing that you listed there. Those qualities are taken on a case by case basis per individual, regardless of if they live at "home" or not.
 
My problem is I just don't know if say 1k a month is enough for EVERYTHING else after paying mortgage.

When I went to speak to some estate agents a few months back what they told me about ground rent, council tax etc etc... it started to look like I wouldn't be able to afford it on my own. Or it would be a real stretch.

gas
electricity
council tax
tv license
home insurance (buildings is a requirement by lenders)
broadband
phone line + rental
sky subscription
car payments
car insurance
road tax

buying appliances (tv's, fridge freezers, washing machine, dishwasher, vacuum cleaner, pressure washer, coffee machine, etc)

buying furniture (wardrobes, couches, coffee tables, etc, etc).

it all mounts up and on £1K after mortgage is probably enough but likely council tax will eat 20-30% of that. leaving you with £700 odd for all the rest. which is about £170 a week. to pay for everything. it's not a lot. your groceries will eat 1/3rd of that up unless you forgo all luxuries.

i think you need to be looking for a long term partner now tbh or you need to look at a much cheaper property to begin with. it's a property ladder and you should be taking it 1 rung at a time. many tend to overstretch which is why we are in this situation as it is. people living in overvalued homes with little money to spare.
 
£300 a month for council tax?? Even the highest band (H), in one of the highest council tax areas (Weymouth & Portland) is less than £300 a month.

http://www.telegraph.co.uk/finance/...1/Council-tax-how-does-your-bill-compare.html

Was going to say...mine is £180 a month on a band F, you also get 25% single person discount.

You should be able to get by on £500- £600 on top of your mortgage for bills etc.

As with many others I left home to go to uni at 18, lived with parents for a couple of years then bought my first flat at 25. I'm 37 now and have no regrets about moving out. Sure it's financially difficult in the beginning but tends to get better.
 
I moved out when i turned 19, best thing i ever did. At that it was very rare i stayed at home between 16-19.

I can see why people stay at home to save up, no chance i could have done it though. I wanted out as soon as i was making money.
 
Anyway, OP if you move out, then you just paying for a secondly set of bills for everything while being alone and leaving your mum and dad who are both old alone as well, why not stay together and have more money to go around and make life better for everyone?

Funnily enough, that is the prevailing attitude in the East. They don't understand why we're so eager to leave when you can just stay with family and save money doing it.

The average age of staying with your parents is also rising pretty quickly due to how crap the economy is in recent years.
 
It sounds like hardly anyone did any chores whilst they lived at home. It's no wonder you found it so strange when you moved out...

There's no set rule, everyone has a different set of circumstances.
 
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