How likely am i to get a pc on credit from overclockers. My credit score is...

[Pawnless Endgame]

Pretty sure I've had 0% for 18 months before. 100% a year minimum. I've always had it paid off a 1 month - 6 weeks before the interest kicks in.

Ah that's pretty generous then. If I was dropping 2 grand on a new computer, I think 6-8 months at £300/month would do it for me.

 

[Taziir]

How long is OcUK credit for - both the maximum term (in years) and the 0% phase (in months)?

I've taken PayPal credit a couple of times for £1000ish handsets and it was 4 months at 0%. So I paid £200 off straight away then put reminders to pay £200 4 more times towards the end of months 1, 2, 3 and 4. I've also done PayPal pay-in-3 for £850 worth of DJ equipment which is direct debit based and you're debited approx. £280 at the end of months 1, 2 and 3.

I took OCUKs finance with Novuna in March.
12month 0% Interest, repayments deferred in the same period. £29 early repayment charge. Interest jumps to 19% after that.
Full term is 5 years, but I already had the cash so a few weeks earlier put that in to a 12 month Atom account that was offering around 5% interest. By the time the Atom matures I'll use thst to repay the finance in full before the 0% period runs out and pocket the difference.

 

[Troezar]

I took OCUKs finance with Novuna in March.
12month 0% Interest, repayments deferred in the same period. £29 early repayment charge. Interest jumps to 19% after that.
Full term is 5 years, but I already had the cash so a few weeks earlier put that in to a 12 month Atom account that was offering around 5% interest. By the time the Atom matures I'll use thst to repay the finance in full before the 0% period runs out and pocket the difference.

That's the smart way to run your finances. Some nice 0% credit cards you can utilise to use their money for free too. The way the world is now for consumers it rewards the smart ones and those able to resist FOMO

 

[Craterloads]

It's why i don't game anymore

I got out of the pc scene around the gtx 980 series. Seems like good timing as prices have gone bonkers since.

 

[413x]

I got out of the pc scene around the gtx 980 series. Seems like good timing as prices have gone bonkers since.

My last/current card is 1070.
My chipset is so old apparently no point upgrading as I basically need new everything. Hence stopping here.

Its fast enough for all my current games. But not really anything new.

With games at 60+ and PCs hitting 2k..ita just too much vs the time I play.

I mean gpus are 400+ that's over double for same "tier" a few years ago

 

[Flor_Fina]

You can get something like 12400/3060ti/16gb ram for under a grand. That'll play anything at med/high with some tweaking @1440p. It's just the obsessive types that want triple digit fps @4k (AAA titles) that need to spend loads.